XML 43 R33.htm IDEA: XBRL DOCUMENT
v3.7.0.1

Loans, Impaired Financing Receivable (Details) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2017 | Mar. 31, 2016 | Dec. 31, 2016
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | $ 20,530 |  | $ 20,127
Recorded Investment With No Allowance | 15,050 |  | 15,031
Recorded Investment With Allowance | 2,613 |  | 2,662
Total Recorded Investment | 17,663 |  | 17,693
Related Allowance | 404 |  | 487
Average Recorded Investment | 17,350 | $ 12,852 |
Interest Income Recognized | 122 | 100 |
Interest Income Recognized Cash Basis | 13 | 1 |
Real Estate Loans [Member] | Mortgages [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 949 |  | 953
Recorded Investment With No Allowance | 568 |  | 570
Recorded Investment With Allowance | 322 |  | 330
Total Recorded Investment | 890 |  | 900
Related Allowance | 28 |  | 22
Average Recorded Investment | 894 | 391 |
Interest Income Recognized | 3 | 4 |
Interest Income Recognized Cash Basis | 0 | 0 |
Real Estate Loans [Member] | Home Equity [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 55 |  | 57
Recorded Investment With No Allowance | 0 |  | 0
Recorded Investment With Allowance | 55 |  | 57
Total Recorded Investment | 55 |  | 57
Related Allowance | 10 |  | 10
Average Recorded Investment | 56 | 60 |
Interest Income Recognized | 1 | 1 |
Interest Income Recognized Cash Basis | 0 | 0 |
Real Estate Loans [Member] | Commercial [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 8,628 |  | 7,958
Recorded Investment With No Allowance | 5,937 |  | 5,697
Recorded Investment With Allowance | 410 |  | 45
Total Recorded Investment | 6,347 |  | 5,742
Related Allowance | 47 |  | 45
Average Recorded Investment | 5,793 | 6,179 |
Interest Income Recognized | 24 | 26 |
Interest Income Recognized Cash Basis | 3 | 0 |
Real Estate Loans [Member] | Agricultural [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 3,487 |  | 3,347
Recorded Investment With No Allowance | 2,146 |  | 2,000
Recorded Investment With Allowance | 1,330 |  | 1,347
Total Recorded Investment | 3,476 |  | 3,347
Related Allowance | 103 |  | 54
Average Recorded Investment | 3,382 | 165 |
Interest Income Recognized | 31 | 2 |
Interest Income Recognized Cash Basis | 0 | 0 |
Real Estate Loans [Member] | Construction [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 0 |  | 0
Recorded Investment With No Allowance | 0 |  | 0
Recorded Investment With Allowance | 0 |  | 0
Total Recorded Investment | 0 |  | 0
Related Allowance | 0 |  | 0
Average Recorded Investment | 0 | 0 |
Interest Income Recognized | 0 | 0 |
Interest Income Recognized Cash Basis | 0 | 0 |
Consumer [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 2 |  | 0
Recorded Investment With No Allowance | 0 |  | 0
Recorded Investment With Allowance | 2 |  | 0
Total Recorded Investment | 2 |  | 0
Related Allowance | 2 |  | 0
Average Recorded Investment | 1 | 0 |
Interest Income Recognized | 0 | 0 |
Interest Income Recognized Cash Basis | 0 | 0 |
Other Commercial Loans [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 5,797 |  | 6,159
Recorded Investment With No Allowance | 4,806 |  | 5,135
Recorded Investment With Allowance | 475 |  | 859
Total Recorded Investment | 5,281 |  | 5,994
Related Allowance | 195 |  | 326
Average Recorded Investment | 5,597 | 5,952 |
Interest Income Recognized | 40 | 66 |
Interest Income Recognized Cash Basis | 10 | 1 |
Other Agricultural Loans [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 1,612 |  | 1,653
Recorded Investment With No Allowance | 1,593 |  | 1,629
Recorded Investment With Allowance | 19 |  | 24
Total Recorded Investment | 1,612 |  | 1,653
Related Allowance | 19 |  | 30
Average Recorded Investment | 1,627 | 105 |
Interest Income Recognized | 23 | 1 |
Interest Income Recognized Cash Basis | 0 | 0 |
State and Political Subdivision Loans [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 0 |  | 0
Recorded Investment With No Allowance | 0 |  | 0
Recorded Investment With Allowance | 0 |  | 0
Total Recorded Investment | 0 |  | 0
Related Allowance | 0 |  | $ 0
Average Recorded Investment | 0 | 0 |
Interest Income Recognized | 0 | 0 |
Interest Income Recognized Cash Basis | $ 0 | $ 0 |

X
- References No definition available. + Details
Name: | czfs_ImpairedFinancingReceivableAbstract
Namespace Prefix: | czfs_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of allowance for credit losses related to recorded investment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Recorded Investment -URI http://asc.fasb.org/extlink&oid=65880944 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRelatedAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of investment in impaired financing receivables for which there is no related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of investment in impaired financing receivables for which there is a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_RealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czfs_AgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czfs_ConstructionRealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_OtherAgriculturalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_StateAndPoliticalSubdivisionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |