XML 43 R33.htm IDEA: XBRL DOCUMENT
v3.8.0.1

Loans, Impaired Financing Receivable (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2017 | Sep. 30, 2016 | Sep. 30, 2017 | Sep. 30, 2016 | Dec. 31, 2016
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | $ 27,293 |  | $ 27,293 |  | $ 20,127
Recorded Investment With No Allowance | 20,628 |  | 20,628 |  | 15,031
Recorded Investment With Allowance | 3,609 |  | 3,609 |  | 2,662
Total Recorded Investment | 24,237 |  | 24,237 |  | 17,693
Related Allowance | 442 |  | 442 |  | 487
Average Recorded Investment | 24,057 | $ 11,943 | 21,875 | $ 12,556 |
Interest Income Recognized | 217 | 92 | 568 | 297 |
Interest Income Recognized Cash Basis | 27 | 2 | 57 | 5 |
Real Estate Loans [Member] | Mortgages [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 865 |  | 865 |  | 953
Recorded Investment With No Allowance | 280 |  | 280 |  | 570
Recorded Investment With Allowance | 515 |  | 515 |  | 330
Total Recorded Investment | 795 |  | 795 |  | 900
Related Allowance | 17 |  | 17 |  | 22
Average Recorded Investment | 741 | 607 | 874 | 486 |
Interest Income Recognized | 3 | 1 | 9 | 10 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Real Estate Loans [Member] | Home Equity [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 69 |  | 69 |  | 57
Recorded Investment With No Allowance | 16 |  | 16 |  | 0
Recorded Investment With Allowance | 53 |  | 53 |  | 57
Total Recorded Investment | 69 |  | 69 |  | 57
Related Allowance | 9 |  | 9 |  | 10
Average Recorded Investment | 70 | 58 | 62 | 59 |
Interest Income Recognized | 1 | 1 | 3 | 3 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Real Estate Loans [Member] | Commercial [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 16,240 |  | 16,240 |  | 7,958
Recorded Investment With No Allowance | 13,329 |  | 13,329 |  | 5,697
Recorded Investment With Allowance | 430 |  | 430 |  | 45
Total Recorded Investment | 13,759 |  | 13,759 |  | 5,742
Related Allowance | 67 |  | 67 |  | 45
Average Recorded Investment | 13,663 | 5,980 | 10,812 | 6,088 |
Interest Income Recognized | 122 | 35 | 280 | 87 |
Interest Income Recognized Cash Basis | 2 | 0 | 5 | 0 |
Real Estate Loans [Member] | Agricultural [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 3,983 |  | 3,983 |  | 3,347
Recorded Investment With No Allowance | 1,933 |  | 1,933 |  | 2,000
Recorded Investment With Allowance | 2,031 |  | 2,031 |  | 1,347
Total Recorded Investment | 3,964 |  | 3,964 |  | 3,347
Related Allowance | 99 |  | 99 |  | 54
Average Recorded Investment | 3,799 | 0 | 3,609 | 110 |
Interest Income Recognized | 27 | 2 | 90 | 7 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Real Estate Loans [Member] | Construction [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 0 |  | 0 |  | 0
Recorded Investment With No Allowance | 0 |  | 0 |  | 0
Recorded Investment With Allowance | 0 |  | 0 |  | 0
Total Recorded Investment | 0 |  | 0 |  | 0
Related Allowance | 0 |  | 0 |  | 0
Average Recorded Investment | 0 | 0 | 0 | 0 |
Interest Income Recognized | 0 | 0 | 0 | 0 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Consumer [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 4 |  | 4 |  | 0
Recorded Investment With No Allowance | 2 |  | 2 |  | 0
Recorded Investment With Allowance | 2 |  | 2 |  | 0
Total Recorded Investment | 4 |  | 4 |  | 0
Related Allowance | 2 |  | 2 |  | 0
Average Recorded Investment | 4 | 0 | 2 | 0 |
Interest Income Recognized | 0 | 0 | 0 | 0 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Other Commercial Loans [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 4,690 |  | 4,690 |  | 6,159
Recorded Investment With No Allowance | 3,759 |  | 3,759 |  | 5,135
Recorded Investment With Allowance | 469 |  | 469 |  | 859
Total Recorded Investment | 4,228 |  | 4,228 |  | 5,994
Related Allowance | 208 |  | 208 |  | 326
Average Recorded Investment | 4,337 | 5,298 | 4,988 | 5,743 |
Interest Income Recognized | 54 | 53 | 131 | 187 |
Interest Income Recognized Cash Basis | 25 | 2 | 52 | 5 |
Other Agricultural Loans [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 1,442 |  | 1,442 |  | 1,653
Recorded Investment With No Allowance | 1,309 |  | 1,309 |  | 1,629
Recorded Investment With Allowance | 109 |  | 109 |  | 24
Total Recorded Investment | 1,418 |  | 1,418 |  | 1,653
Related Allowance | 40 |  | 40 |  | 30
Average Recorded Investment | 1,443 | 0 | 1,528 | 70 |
Interest Income Recognized | 10 | 0 | 55 | 3 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
State and Political Subdivision Loans [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 0 |  | 0 |  | 0
Recorded Investment With No Allowance | 0 |  | 0 |  | 0
Recorded Investment With Allowance | 0 |  | 0 |  | 0
Total Recorded Investment | 0 |  | 0 |  | 0
Related Allowance | 0 |  | 0 |  | $ 0
Average Recorded Investment | 0 | 0 | 0 | 0 |
Interest Income Recognized | 0 | 0 | 0 | 0 |
Interest Income Recognized Cash Basis | $ 0 | $ 0 | $ 0 | $ 0 |

X
- References No definition available. + Details
Name: | czfs_ImpairedFinancingReceivableAbstract
Namespace Prefix: | czfs_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of allowance for credit losses related to recorded investment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRelatedAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of investment in impaired financing receivables for which there is no related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of investment in impaired financing receivables for which there is a related allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_RealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czfs_AgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czfs_ConstructionRealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_OtherAgriculturalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_StateAndPoliticalSubdivisionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |