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COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 12 Months Ended
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Dec. 31, 2017
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract] |
Financial instruments whose contract amounts represent credit risk | Financial instruments, whose contract amounts represent credit risk at December 31, 2017 and 2016, are as follows (in thousands):
|  | 2017 |  |  | 2016 |
Commitments to extend credit |  | $ | 188,482 |  |  | $ | 206,505 |
Standby letters of credit |  |  | 15,244 |  |  |  | 14,955 |
|  | $ | 203,726 |  |  | $ | 221,460 |

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- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=77997519&loc=d3e13467-108611 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=77997519&loc=d3e13433-108611 + Details
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