XML 67 R53.htm IDEA: XBRL DOCUMENT v3.8.0.1
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2017
Dec. 31, 2016
Dec. 11, 2015
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     $ 1,000,525 $ 799,611  
Individually evaluated for impairment     24,398 17,693  
Loans acquired with deteriorated credit quality     2,638 3,367  
Collectively evaluated for impairment     973,489 778,551  
Allowance for loan losses     11,190 8,886  
Allowance for loan losses related to individually evaluated for impairment     410 487  
Allowance for loan losses related to loans acquired with deteriorated credit quality     0 0  
Allowance for loan losses related to collectively evaluated for impairment     10,780 8,399  
Net loans     989,335 790,725  
Net loans, individually evaluated for impairment     23,988 17,206  
Net loans, loans acquired with deteriorated credit quality     2,638 3,367  
Net loans, collectively evaluated for impairment     962,709 770,152  
Net unamortized loan fees and costs     794 732  
Real estate loans serviced for Freddie Mac and Fannie Mae     142,972 135,404  
Real estate loans sold to Freddie Mac and Fannie Mae without recourse $ 114,643 $ 102,444      
Portfolio balance under MPF     28,329 32,960  
First-loss position for MPF maintained by FHLB     123    
Credit enhancement for MPF by FHLB $ 980        
Number of days past for loan to be considered impaired, Minimum 90 days        
Minimum [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Number of days past for loan to be considered impaired, Minimum 90 days        
First Mortgage [Member] | Minimum [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Period of mortgage on real estate 15 years        
First Mortgage [Member] | Maximum [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Period of mortgage on real estate 30 years        
Second Mortgage [Member] | Maximum [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Period of mortgage on real estate 15 years        
Real Estate Loans [Member] | Residential [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     214,479 207,423  
Individually evaluated for impairment     1,065 957  
Loans acquired with deteriorated credit quality     33 35  
Collectively evaluated for impairment     213,381 206,431  
Real Estate Loans [Member] | Commercial [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     308,084 252,577  
Individually evaluated for impairment     13,864 5,742  
Loans acquired with deteriorated credit quality     1,460 1,969  
Collectively evaluated for impairment     292,760 244,866  
Real Estate Loans [Member] | Agricultural [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     239,957 123,624  
Individually evaluated for impairment     3,901 3,347  
Loans acquired with deteriorated credit quality     702 738  
Collectively evaluated for impairment     235,354 119,539  
Real Estate Loans [Member] | Construction [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     13,502 25,441  
Individually evaluated for impairment     0 0  
Loans acquired with deteriorated credit quality     0 0  
Collectively evaluated for impairment     13,502 25,441  
Consumer [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     9,944 11,005  
Individually evaluated for impairment     8 0  
Loans acquired with deteriorated credit quality     0 4  
Collectively evaluated for impairment     9,936 11,001  
Other Commercial Loans [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     72,013 58,639  
Individually evaluated for impairment     4,197 5,994  
Loans acquired with deteriorated credit quality     443 621  
Collectively evaluated for impairment     67,373 52,024  
Other Agricultural Loans [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     37,809 23,388  
Individually evaluated for impairment     1,363 1,653  
Loans acquired with deteriorated credit quality     0 0  
Collectively evaluated for impairment     36,446 21,735  
State and Political Subdivision Loans [Member]          
Segments of loan portfolio and allowance for loan losses [Abstract]          
Total financing receivables     104,737 97,514  
Individually evaluated for impairment     0 0  
Loans acquired with deteriorated credit quality     0 0  
Collectively evaluated for impairment     104,737 97,514  
First National Bank of Fredericksburg [Member]          
Components of the purchase accounting adjustments related to the purchased impaired loans in FNB Acquisition [Abstract]          
Estimated fair value         $ 3,809
Contractually required principal and interest at acquisition         9,913
Expected cash flows         4,474
Non-accretable discount         5,439
Accretable discount $ 389 389 106 389 665
Changes in the accretable yield for purchased credit-impaired loans [Roll Forward]          
Balance at beginning of period 389 637      
Accretion (632) (349)      
Reclassification of non-accretable discount 349 101      
Balance at end of period $ 106 $ 389      
Loans acquired with specific evidence of deterioration in credit quality [Abstract]          
Outstanding balance     5,295 6,487 $ 6,969
Carrying amount     $ 2,638 $ 3,367