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COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 12 Months Ended
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Dec. 31, 2018
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract] |
Financial Instruments whose Contract Amounts Represent Credit Risk | Financial instruments, whose contract amounts represent credit risk at December 31, 2018 and 2017, are as follows (in thousands):
|  | 2018 |  |  | 2017 |
Commitments to extend credit |  | $ | 199,183 |  |  | $ | 188,482 |
Standby letters of credit |  |  | 16,311 |  |  |  | 15,244 |
|  | $ | 215,494 |  |  | $ | 203,726 |

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- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=109250915&loc=d3e13467-108611 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=109250915&loc=d3e13433-108611 + Details
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