XML 72 R57.htm IDEA: XBRL DOCUMENT
v3.10.0.1

LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES, Impaired Financing Receivable (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | $ 27,160 | $ 28,887 |
Recorded Investment With No Allowance | 16,802 | 21,756 |
Recorded Investment With Allowance | 6,648 | 2,642 |
Total Recorded Investment | 23,450 | 24,398 |
Related Allowance | 676 | 410 |
Average Recorded Investment | 24,743 | 22,392 | $ 12,874
Interest Income Recognized | 786 | 750 | 201
Interest Income Recognized Cash Basis | 20 | 59 | 7
Real Estate Loans [Member] | Mortgages [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 932 | 1,055 |
Recorded Investment With No Allowance | 515 | 273 |
Recorded Investment With Allowance | 288 | 700 |
Total Recorded Investment | 803 | 973 |
Related Allowance | 10 | 47 |
Average Recorded Investment | 944 | 900 | 590
Interest Income Recognized | 13 | 13 | 13
Interest Income Recognized Cash Basis | 0 | 0 | 0
Real Estate Loans [Member] | Home Equity [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 106 | 92 |
Recorded Investment With No Allowance | 12 | 40 |
Recorded Investment With Allowance | 75 | 52 |
Total Recorded Investment | 87 | 92 |
Related Allowance | 14 | 9 |
Average Recorded Investment | 95 | 67 | 59
Interest Income Recognized | 4 | 4 | 4
Interest Income Recognized Cash Basis | 0 | 0 | 0
Real Estate Loans [Member] | Commercial [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 16,326 | 16,363 |
Recorded Investment With No Allowance | 11,933 | 13,154 |
Recorded Investment With Allowance | 1,394 | 710 |
Total Recorded Investment | 13,327 | 13,864 |
Related Allowance | 216 | 94 |
Average Recorded Investment | 13,907 | 11,567 | 5,959
Interest Income Recognized | 506 | 385 | 69
Interest Income Recognized Cash Basis | 20 | 7 | 1
Real Estate Loans [Member] | Agricultural [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 5,598 | 5,231 |
Recorded Investment With No Allowance | 2,386 | 3,283 |
Recorded Investment With Allowance | 3,206 | 618 |
Total Recorded Investment | 5,592 | 3,901 |
Related Allowance | 84 | 3 |
Average Recorded Investment | 4,736 | 3,574 | 361
Interest Income Recognized | 151 | 131 | 17
Interest Income Recognized Cash Basis | 0 | 0 | 0
Consumer [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance |  | 10 |
Recorded Investment With No Allowance |  | 2 |
Recorded Investment With Allowance |  | 6 |
Total Recorded Investment |  | 8 |
Related Allowance |  | 0 |
Average Recorded Investment | 1 | 3 | 0
Interest Income Recognized | 0 | 0 | 0
Interest Income Recognized Cash Basis | 0 | 0 | 0
Other Commercial Loans [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 2,711 | 4,739 |
Recorded Investment With No Allowance | 1,836 | 3,766 |
Recorded Investment With Allowance | 370 | 431 |
Total Recorded Investment | 2,206 | 4,197 |
Related Allowance | 193 | 231 |
Average Recorded Investment | 3,659 | 4,790 | 5,715
Interest Income Recognized | 89 | 152 | 87
Interest Income Recognized Cash Basis | 0 | 52 | 6
Other Agricultural Loans [Member] |  |  |
Impaired Financing Receivable [Abstract] |  |  |
Unpaid Principal Balance | 1,487 | 1,397 |
Recorded Investment With No Allowance | 120 | 1,238 |
Recorded Investment With Allowance | 1,315 | 125 |
Total Recorded Investment | 1,435 | 1,363 |
Related Allowance | 159 | 26 |
Average Recorded Investment | 1,401 | 1,491 | 190
Interest Income Recognized | 23 | 65 | 11
Interest Income Recognized Cash Basis | $ 0 | $ 0 | $ 0

X
- References No definition available. + Details
Name: | czfs_ImpairedFinancingReceivableAbstract
Namespace Prefix: | czfs_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of allowance for credit losses related to recorded investment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRelatedAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of investment in impaired financing receivables for which there is no related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of investment in impaired financing receivables for which there is a related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_RealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czfs_AgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_OtherAgriculturalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |