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RELATED PARTY TRANSACTIONS
 12 Months Ended
Dec. 31, 2018
RELATED PARTY TRANSACTIONS [Abstract]  
RELATED PARTY TRANSACTIONS
14. RELATED PARTY TRANSACTIONS
Certain executive officers and directors of the Company, or companies in which they have 10 percent or more beneficial ownership, were indebted to the Bank.  Such loans were made in the ordinary course of business at the Bank’s normal credit terms and do not present more than a normal risk of collection.  A summary of loan activity for the years ended December 31, 2018 and 2017 with officers, directors, stockholders and associates of such persons is listed below (in thousands):
 
 
Year Ended December 31,
 
 
 
2018
  
2017
 
Balance, beginning of year
 
$
4,585
  
$
5,570
 
  New loans
  
14,377
   
4,161
 
  Repayments
  
(4,868
)
  
(5,146
)
Balance, end of year
 
$
14,094
  
$
4,585