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REGULATORY MATTERS (Tables)
 12 Months Ended
Dec. 31, 2018
REGULATORY MATTERS [Abstract]  
Capital Ratios under Banking Regulations
The Company and Bank’s computed risk‑based capital ratios are as follows as of December 31, 2018 and 2017 (dollars in thousands):
 
 
Actual
  
For Capital Adequacy Purposes
  
To Be Well Capitalized
Under Prompt Corrective Action Provisions
 
2018
 
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
Total Capital (to Risk Weighted Assets):
 
Company
 
$
141,272
   
13.42
%
 
$
84,227
   
8.00
%
 
$
105,284
   
10.00
%
  Bank
 
$
134,841
   
12.82
%
 
$
84,141
   
8.00
%
 
$
105,176
   
10.00
%
 
                        
Tier 1 Capital (to Risk Weighted Assets):
 
Company
 
$
128,224
   
12.18
%
 
$
63,171
   
6.00
%
 
$
84,227
   
8.00
%
  Bank
 
$
121,792
   
11.58
%
 
$
63,106
   
6.00
%
 
$
84,141
   
8.00
%
 
                        
Common Equity Tier 1 Capital (to Risk Weighted Assets):
 
Company
 
$
120,724
   
11.47
%
 
$
47,378
   
4.50
%
 
$
68,435
   
6.50
%
  Bank
 
$
121,792
   
11.58
%
 
$
47,329
   
4.50
%
 
$
68,364
   
6.50
%
 
                        
Tier 1 Capital (to Average Assets):
 
Company
 
$
128,224
   
9.15
%
 
$
56,041
   
4.00
%
 
$
70,051
   
5.00
%
  Bank
 
$
121,792
   
8.70
%
 
$
56,018
   
4.00
%
 
$
70,023
   
5.00
%

 
 
Actual
  
For Capital Adequacy Purposes
  
To Be Well Capitalized
Under Prompt Corrective Action Provisions
 
2017
 
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
Total Capital (to Risk Weighted Assets):
 
Company
 
$
128,578
   
13.20
%
 
$
77,906
   
8.00
%
 
$
97,383
   
10.00
%
Bank
 
$
122,469
   
12.58
%
 
$
77,852
   
8.00
%
 
$
97,315
   
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
 
Company
 
$
117,224
   
12.04
%
 
$
58,430
   
6.00
%
 
$
77,906
   
8.00
%
Bank
 
$
111,114
   
11.42
%
 
$
58,389
   
6.00
%
 
$
77,852
   
8.00
%
Common Equity Tier 1 Capital (to Risk Weighted Assets):
 
Company
 
$
109,724
   
11.27
%
 
$
43,822
   
4.50
%
 
$
63,299
   
6.50
%
Bank
 
$
111,114
   
11.42
%
 
$
43,792
   
4.50
%
 
$
63,255
   
6.50
%
Tier 1 Capital (to Average Assets):
 
Company
 
$
117,224
   
9.18
%
 
$
51,085
   
4.00
%
 
$
63,857
   
5.00
%
Bank
 
$
111,114
   
8.71
%
 
$
51,023
   
4.00
%
 
$
63,778
   
5.00
%