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REVENUE RECOGNITION (Tables)
12 Months Ended
Dec. 31, 2019
REVENUE RECOGNITION [Abstract]  
Disaggregation of Revenue Derived from Contracts with Customers
The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows for the years ended December 31, 2019 and 2018 (in thousands). All revenue in the table below relates to goods and services transferred at a point in time.
Revenue stream
      
Service charges on deposit accounts
 
2019
  
2018
 
Overdraft fees
 
$
1,536
  
$
1,551
 
Statement fees
  
206
   
206
 
Interchange revenue
  
2,294
   
2,259
 
ATM income
  
392
   
400
 
Other service charges
  
259
   
251
 
Total Service Charges
  
4,687
   
4,667
 
Trust
  
750
   
705
 
Brokerage and insurance
  
1,141
   
790
 
Other
  
348
   
350
 
Total
 
$
6,926
  
$
6,512