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DEPOSITS (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
DEPOSITS [Abstract]    
Non-interest-bearing deposits $ 203,793 $ 179,971
NOW accounts 340,273 336,756
Savings deposits 224,456 205,334
Money market deposit accounts 169,865 164,625
Certificates of deposit 272,731 298,470
Total deposits 1,211,118 1,185,156
Certificates of deposit of $250,000 or more [Abstract]    
Certificates of deposit of $250,000 or more 66,552 $ 67,191
Maturities of certificates of deposit [Abstract]    
2020 119,834  
2021 68,690  
2022 49,926  
2023 19,057  
2024 10,665  
Thereafter 4,559  
Total certificates of deposit $ 272,731