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CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
INTEREST INCOME:        
Interest and fees on loans $ 16,407 $ 13,776 $ 30,045 $ 27,090
Interest-bearing deposits with banks 97 104 192 208
Investment securities:        
Taxable 1,126 1,128 2,233 2,236
Nontaxable 463 374 852 731
Dividends 67 120 177 254
TOTAL INTEREST INCOME 18,160 15,502 33,499 30,519
INTEREST EXPENSE:        
Deposits 1,657 2,398 3,644 4,712
Borrowed funds 217 768 679 1,556
TOTAL INTEREST EXPENSE 1,874 3,166 4,323 6,268
NET INTEREST INCOME 16,286 12,336 29,176 24,251
Provision for loan losses 550 350 950 750
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 15,736 11,986 28,226 23,501
NON-INTEREST INCOME:        
Revenue from customers 1,446 1,720 3,172 3,455
Gains on loans sold 260 64 427 163
Equity security gains (losses), net 11 30 (243) 41
Available for sale security gains, net 117 0 117 0
Earnings on bank owned life insurance 178 154 334 305
Other 195 135 358 283
TOTAL NON-INTEREST INCOME 2,069 2,027 3,920 4,060
NON-INTEREST EXPENSES:        
Salaries and employee benefits 5,895 5,004 11,309 10,033
Occupancy 651 517 1,177 1,109
Furniture and equipment 189 181 320 336
Professional fees 438 316 763 758
FDIC insurance 135 105 206 216
Pennsylvania shares tax 259 275 534 550
Amortization of intangibles 55 66 105 132
Merger and acquisition 1,803 0 2,179 0
Software expenses 246 208 493 455
ORE expenses 159 109 191 216
Other 1,583 1,456 3,057 2,754
TOTAL NON-INTEREST EXPENSES 11,413 8,237 20,334 16,559
Income before provision for income taxes 6,392 5,776 11,812 11,002
Provision for income taxes 1,054 930 1,943 1,751
NET INCOME $ 5,338 $ 4,846 $ 9,869 $ 9,251
PER COMMON SHARE DATA:        
Net Income - Basic (in dollars per share) $ 1.39 $ 1.36 $ 2.67 $ 2.60
Net Income - Diluted (in dollars per share) $ 1.39 $ 1.36 $ 2.67 $ 2.60
Number of shares used in computation - basic (in shares) 3,845,175 3,561,453 3,699,200 3,564,106
Number of shares used in computation - diluted (in shares) 3,846,204 3,562,835 3,699,714 3,564,801
Service Charges [Member]        
NON-INTEREST INCOME:        
Revenue from customers $ 914 $ 1,174 $ 1,995 $ 2,273
Trust [Member]        
NON-INTEREST INCOME:        
Revenue from customers 145 209 343 441
Brokerage and Insurance [Member]        
NON-INTEREST INCOME:        
Revenue from customers $ 249 $ 261 $ 589 $ 554