<SEC-DOCUMENT>0001193125-20-015005-index.html : 20200127
<SEC-HEADER>0001193125-20-015005.hdr.sgml : 20200127
<ACCEPTANCE-DATETIME>20200127114348
ACCESSION NUMBER:		0001193125-20-015005
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		9
FILED AS OF DATE:		20200127
DATE AS OF CHANGE:		20200127

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000739421
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232265045
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-235467
		FILM NUMBER:		20547869

	BUSINESS ADDRESS:	
		STREET 1:		15 S MAIN ST
		CITY:			MANSFIELD
		STATE:			PA
		ZIP:			16933
		BUSINESS PHONE:		570-662-0444

	MAIL ADDRESS:	
		STREET 1:		15 S MAIN ST
		CITY:			MANSFIELD
		STATE:			PA
		ZIP:			16933
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>d29333d424b3.htm
<DESCRIPTION>424B3
<TEXT>
Document 1 - file: d29333d424b3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g29333g10y92.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 2 - file: g29333g10y92.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g29333g32z13.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: g29333g32z13.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g29333g43j05.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: g29333g43j05.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g29333g46f30.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: g29333g46f30.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g29333g60b62.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: g29333g60b62.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g29333g94n15.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: g29333g94n15.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g29333g96m91.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: g29333g96m91.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g29333g99x01.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 9 - file: g29333g99x01.jpg

</DOCUMENT>
</SEC-DOCUMENT>