XML 82 R70.htm IDEA: XBRL DOCUMENT v3.22.1
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES, Primary Segments Portfolio and Accretable Yield for PCI Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Apr. 17, 2020
Dec. 31, 2019
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables $ 1,441,533 $ 1,405,281    
Individually evaluated for impairment 15,533 17,277    
Loans acquired with deteriorated credit quality (PCI) 3,802 4,875    
Collectively evaluated for impairment 1,422,198 1,383,129    
Net unamortized loan fees and costs 2,038 2,344    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Allowance for loan losses 17,304 15,815    
Individually evaluated for impairment 121 510   $ 735
Allowance for loan losses related to loans acquired with deteriorated credit quality 0 0    
Collectively evaluated for impairment 17,183 15,305   13,110
Loans and Leases Receivable, Net Amount [Abstract]        
Net loans 1,424,229 1,389,466    
Net loans, individually evaluated for impairment 15,412 16,767    
Net loans, loans acquired with deteriorated credit quality 3,802 4,875    
Net loans, collectively evaluated for impairment 1,405,015 1,367,824    
Real estate loans serviced for Freddie Mac and Fannie Mae 197,037 178,986    
Real estate loans sold to Freddie Mac and Fannie Mae without recourse 184,897 162,050    
Portfolio balance under MPF 12,140 16,936    
First-loss position for MPF maintained by FHLB 157      
Credit enhancement for MPF by FHLB $ 590      
Number of days past for loan to be considered impaired, Minimum 90 days      
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]        
Unpaid principal balance $ 17,905 19,050    
Changes in the accretable yield for purchased credit-impaired loans [Roll Forward]        
Balance at beginning of period 788 89    
Addition due to MidCoast Acquisition 0 966    
Accretion (499) (267)    
Reclassification of non-accretable discount 81 0    
Balance at end of period 370 788    
Loans acquired with specific evidence of deterioration in credit quality [Abstract]        
Outstanding balance 6,159 8,958    
Carrying amount $ 3,802 4,875    
Minimum [Member]        
Loans and Leases Receivable, Net Amount [Abstract]        
Number of days past for loan to be considered impaired, Minimum 90 days      
First Mortgage [Member] | Minimum [Member]        
Loans and Leases Receivable, Net Amount [Abstract]        
Period of mortgage on real estate 15 years      
First Mortgage [Member] | Maximum [Member]        
Loans and Leases Receivable, Net Amount [Abstract]        
Period of mortgage on real estate 30 years      
Second Mortgage [Member] | Maximum [Member]        
Loans and Leases Receivable, Net Amount [Abstract]        
Period of mortgage on real estate 15 years      
COVID-19 [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Outstanding principal balances $ 6,800 37,200    
Loans originated 24,300 54,300    
Loans outstanding $ 6,000 806    
COVID-19 [Member] | Paycheck Protection Program [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Interest rate 1.00%      
Maximum amount of loan forgiven by guidance from SBA $ 150      
Proceeds from loans receivable 3,800 3,800    
Deferred fees 270      
Real Estate Loans [Member] | Residential [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables 201,097 201,911    
Individually evaluated for impairment 620 990    
Loans acquired with deteriorated credit quality (PCI) 14 20    
Collectively evaluated for impairment 200,463 200,901    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Individually evaluated for impairment 12 18   32
Collectively evaluated for impairment 1,135 1,156   1,082
Real Estate Loans [Member] | Commercial [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables 687,338 596,255    
Individually evaluated for impairment 8,381 9,183    
Loans acquired with deteriorated credit quality (PCI) 2,145 2,937    
Collectively evaluated for impairment 676,812 584,135    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Individually evaluated for impairment 61 95   251
Collectively evaluated for impairment 8,038 6,121   4,298
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]        
Unpaid principal balance 9,330 9,847    
Real Estate Loans [Member] | Agricultural [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables 312,011 315,158    
Individually evaluated for impairment 5,355 4,645    
Loans acquired with deteriorated credit quality (PCI) 1,643 1,686    
Collectively evaluated for impairment 305,013 308,827    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Individually evaluated for impairment 14 83   151
Collectively evaluated for impairment 4,715 4,870   4,871
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]        
Unpaid principal balance 5,694 4,811    
Real Estate Loans [Member] | Construction [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables 55,036 35,404    
Individually evaluated for impairment 0 0    
Loans acquired with deteriorated credit quality (PCI) 0 0    
Collectively evaluated for impairment 55,036 35,404    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Individually evaluated for impairment 0 0   0
Collectively evaluated for impairment 434 122   43
Consumer [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables 25,858 30,277    
Individually evaluated for impairment 0 2    
Loans acquired with deteriorated credit quality (PCI) 0 0    
Collectively evaluated for impairment 25,858 30,275    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Individually evaluated for impairment 0 0   0
Collectively evaluated for impairment 262 321   112
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]        
Unpaid principal balance 0 2    
Other Commercial Loans [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables 74,585 114,169    
Individually evaluated for impairment 186 1,335    
Loans acquired with deteriorated credit quality (PCI) 0 232    
Collectively evaluated for impairment 74,399 112,602    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Individually evaluated for impairment 34 170   147
Collectively evaluated for impairment 989 1,056   1,108
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]        
Unpaid principal balance 813 1,908    
Other Agricultural Loans [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables 39,852 48,779    
Individually evaluated for impairment 991 1,122    
Loans acquired with deteriorated credit quality (PCI) 0 0    
Collectively evaluated for impairment 38,861 47,657    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Individually evaluated for impairment 0 144   154
Collectively evaluated for impairment 558 720   807
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]        
Unpaid principal balance 1,274 1,262    
State and Political Subdivision Loans [Member]        
Segments of loan portfolio and allowance for loan losses [Abstract]        
Total loan receivables 45,756 63,328    
Individually evaluated for impairment 0 0    
Loans acquired with deteriorated credit quality (PCI) 0 0    
Collectively evaluated for impairment 45,756 63,328    
Loans And Leases Receivable, Allowance For Loan Losses [Abstract]        
Individually evaluated for impairment 0 0   0
Collectively evaluated for impairment $ 281 $ 479   $ 536
MidCoast Community Bancorp, Inc [Member]        
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]        
Unpaid principal balance     $ 8,005  
Purchase accounting adjustments related to purchased impaired loans [Abstract]        
Contractually required principal and interest at acquisition     8,801  
Non-accretable discount     (2,966)  
Expected cash flows     5,835  
Accretable discount     (966)  
Estimated fair value     $ 4,869