XML 47 R38.htm IDEA: XBRL DOCUMENT
v3.22.2.2

Loans, Impaired Financing Receivable (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021 | Dec. 31, 2021
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | $ 14,951 |  | $ 14,951 |  | $ 17,905
Impaired Financing Receivable, Recorded Investment [Abstract] |  |  |  |  |
Recorded Investment With No Allowance | 11,509 |  | 11,509 |  | 14,878
Recorded Investment With Allowance | 685 |  | 685 |  | 655
Total Recorded Investment | 12,194 |  | 12,194 |  | 15,533
Related Allowance | 107 |  | 107 |  | 121
Impaired Financing Receivable, Average Recorded Investment [Abstract] |  |  |  |  |
Average Recorded Investment | 12,323 | $ 15,347 | 13,358 | $ 16,194 |
Interest Income Recognized | 83 | 104 | 247 | 296 |
Interest Income Recognized Cash Basis | 3 | 8 | 6 | 23 |
Real Estate Loans [Member] | Mortgages [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 430 |  | 430 |  | 697
Impaired Financing Receivable, Recorded Investment [Abstract] |  |  |  |  |
Recorded Investment With No Allowance | 248 |  | 248 |  | 495
Recorded Investment With Allowance | 41 |  | 41 |  | 45
Total Recorded Investment | 289 |  | 289 |  | 540
Related Allowance | 5 |  | 5 |  | 6
Impaired Financing Receivable, Average Recorded Investment [Abstract] |  |  |  |  |
Average Recorded Investment | 321 | 613 | 466 | 727 |
Interest Income Recognized | 4 | 4 | 9 | 12 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Real Estate Loans [Member] | Home Equity [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 73 |  | 73 |  | 97
Impaired Financing Receivable, Recorded Investment [Abstract] |  |  |  |  |
Recorded Investment With No Allowance | 40 |  | 40 |  | 37
Recorded Investment With Allowance | 15 |  | 15 |  | 43
Total Recorded Investment | 55 |  | 55 |  | 80
Related Allowance | 1 |  | 1 |  | 6
Impaired Financing Receivable, Average Recorded Investment [Abstract] |  |  |  |  |
Average Recorded Investment | 50 | 84 | 68 | 106 |
Interest Income Recognized | 1 | 1 | 2 | 4 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Real Estate Loans [Member] | Commercial [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 6,850 |  | 6,850 |  | 9,330
Impaired Financing Receivable, Recorded Investment [Abstract] |  |  |  |  |
Recorded Investment With No Allowance | 5,372 |  | 5,372 |  | 8,096
Recorded Investment With Allowance | 364 |  | 364 |  | 285
Total Recorded Investment | 5,736 |  | 5,736 |  | 8,381
Related Allowance | 60 |  | 60 |  | 61
Impaired Financing Receivable, Average Recorded Investment [Abstract] |  |  |  |  |
Average Recorded Investment | 5,778 | 8,688 | 6,372 | 8,902 |
Interest Income Recognized | 43 | 77 | 141 | 211 |
Interest Income Recognized Cash Basis | 3 | 8 | 6 | 23 |
Real Estate Loans [Member] | Agricultural [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 5,637 |  | 5,637 |  | 5,694
Impaired Financing Receivable, Recorded Investment [Abstract] |  |  |  |  |
Recorded Investment With No Allowance | 4,986 |  | 4,986 |  | 5,167
Recorded Investment With Allowance | 188 |  | 188 |  | 188
Total Recorded Investment | 5,174 |  | 5,174 |  | 5,355
Related Allowance | 24 |  | 24 |  | 14
Impaired Financing Receivable, Average Recorded Investment [Abstract] |  |  |  |  |
Average Recorded Investment | 5,194 | 4,454 | 5,253 | 4,513 |
Interest Income Recognized | 33 | 21 | 90 | 64 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Consumer [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 4 |  | 4 |  |
Impaired Financing Receivable, Recorded Investment [Abstract] |  |  |  |  |
Recorded Investment With No Allowance | 0 |  | 0 |  |
Recorded Investment With Allowance | 4 |  | 4 |  |
Total Recorded Investment | 4 |  | 4 |  |
Related Allowance | 4 |  | 4 |  |
Impaired Financing Receivable, Average Recorded Investment [Abstract] |  |  |  |  |
Average Recorded Investment | 1 | 0 | 0 | 1 |
Interest Income Recognized | 0 | 0 | 0 | 0 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Other Commercial Loans [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 798 |  | 798 |  | 813
Impaired Financing Receivable, Recorded Investment [Abstract] |  |  |  |  |
Recorded Investment With No Allowance | 62 |  | 62 |  | 92
Recorded Investment With Allowance | 73 |  | 73 |  | 94
Total Recorded Investment | 135 |  | 135 |  | 186
Related Allowance | 13 |  | 13 |  | 34
Impaired Financing Receivable, Average Recorded Investment [Abstract] |  |  |  |  |
Average Recorded Investment | 157 | 486 | 313 | 876 |
Interest Income Recognized | 1 | 0 | 2 | 2 |
Interest Income Recognized Cash Basis | 0 | 0 | 0 | 0 |
Other Agricultural Loans [Member] |  |  |  |  |
Impaired Financing Receivable [Abstract] |  |  |  |  |
Unpaid Principal Balance | 1,159 |  | 1,159 |  | 1,274
Impaired Financing Receivable, Recorded Investment [Abstract] |  |  |  |  |
Recorded Investment With No Allowance | 801 |  | 801 |  | 991
Recorded Investment With Allowance | 0 |  | 0 |  | 0
Total Recorded Investment | 801 |  | 801 |  | 991
Related Allowance | 0 |  | 0 |  | $ 0
Impaired Financing Receivable, Average Recorded Investment [Abstract] |  |  |  |  |
Average Recorded Investment | 822 | 1,022 | 886 | 1,069 |
Interest Income Recognized | 1 | 1 | 3 | 3 |
Interest Income Recognized Cash Basis | $ 0 | $ 0 | $ 0 | $ 0 |

X
- Definition Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 17 -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5258-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(2) -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- References No definition available. + Details
Name: | us-gaap_ImpairedFinancingReceivableRecordedInvestmentAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of allowance for credit losses related to recorded investment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableRelatedAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- References No definition available. + Details
Name: | us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of investment in impaired financing receivables for which there is no related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of investment in impaired financing receivables for which there is a related allowance for credit losses. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 14A -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953550-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_RealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czfs_AgriculturalMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_OtherAgriculturalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |