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INCOME TAXES, Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands | Dec. 31, 2022 | Dec. 31, 2021
--- | --- | ---
Deferred tax assets [Abstract] |  |
Allowance for loan losses | $ 4,581 | $ 4,712
Deferred compensation | 559 | 491
Merger & acquisition costs | 1 | 1
Allowance for losses on available-for-sale securities | 9 | 4
Pension and other retirement obligation | 146 | 360
Interest on non-accrual loans | 974 | 795
Incentive plan accruals | 503 | 536
Other real estate owned | 32 | 16
Unrealized losses on available-for-sale securities | 9,972 | 0
Low income housing tax credits | 138 | 137
NOL carry forward | 1,134 | 1,226
Right of use asset | 1,053 | 686
Accrued vacation | 157 | 168
Other | 164 | 159
Total | 19,423 | 9,291
Deferred tax liabilities [Abstract] |  |
Premises and equipment | (492) | (559)
Investment securities accretion | (240) | (90)
Loan fees and costs | (685) | (644)
Goodwill and core deposit intangibles | (2,332) | (2,309)
Mortgage servicing rights | (205) | (246)
Unrealized gains on available-for-sale securities | 0 | (81)
Unrealized gains on equity securities | (16) | (61)
Unrealized gains on interest rate swap | (1,443) | (401)
Right of use asset | (1,047) | (685)
Other | (77) | (133)
Total | (6,537) | (5,209)
Deferred tax asset, net | 12,886 | 4,082
Valuation allowance | $ 0 | $ 0

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