XML 104 R88.htm IDEA: XBRL DOCUMENT
v3.24.0.1

LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES, Internal Credit Risk Ratings for Loan Class Segments (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | ---
Financing Receivable by credit exposure [Abstract] |  |
Total loans | $ 2,227,683 | $ 1,706,447
Real Estate Loans [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 296,863
Real Estate Loans [Member] | Commercial [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 876,569
Real Estate Loans [Member] | Commercial [Member] | Pass [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 842,912
Real Estate Loans [Member] | Commercial [Member] | Special Mention [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 28,047
Real Estate Loans [Member] | Commercial [Member] | Substandard [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 5,610
Real Estate Loans [Member] | Commercial [Member] | Doubtful [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Real Estate Loans [Member] | Commercial [Member] | Loss [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Real Estate Loans [Member] | Agricultural [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 313,614
Real Estate Loans [Member] | Agricultural [Member] | Pass [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 295,443
Real Estate Loans [Member] | Agricultural [Member] | Special Mention [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 11,960
Real Estate Loans [Member] | Agricultural [Member] | Substandard [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 6,211
Real Estate Loans [Member] | Agricultural [Member] | Doubtful [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Real Estate Loans [Member] | Agricultural [Member] | Loss [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Real Estate Loans [Member] | Construction [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 80,691
Real Estate Loans [Member] | Construction [Member] | Pass [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 75,703
Real Estate Loans [Member] | Construction [Member] | Special Mention [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 2,642
Real Estate Loans [Member] | Construction [Member] | Substandard [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 2,346
Real Estate Loans [Member] | Construction [Member] | Doubtful [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Real Estate Loans [Member] | Construction [Member] | Loss [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Other Commercial Loans [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 63,222
Other Commercial Loans [Member] | Pass [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 59,902
Other Commercial Loans [Member] | Special Mention [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 2,953
Other Commercial Loans [Member] | Substandard [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 337
Other Commercial Loans [Member] | Doubtful [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 30
Other Commercial Loans [Member] | Loss [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Other Agricultural Loans [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 34,832
Other Agricultural Loans [Member] | Pass [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 32,708
Other Agricultural Loans [Member] | Special Mention [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 1,307
Other Agricultural Loans [Member] | Substandard [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 817
Other Agricultural Loans [Member] | Doubtful [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Other Agricultural Loans [Member] | Loss [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
State and Political Subdivision Loans [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 59,208
State and Political Subdivision Loans [Member] | Pass [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 59,208
State and Political Subdivision Loans [Member] | Special Mention [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
State and Political Subdivision Loans [Member] | Substandard [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
State and Political Subdivision Loans [Member] | Doubtful [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
State and Political Subdivision Loans [Member] | Loss [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 0
Total Loans [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 1,428,136
Total Loans [Member] | Pass [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 1,365,876
Total Loans [Member] | Special Mention [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 46,909
Total Loans [Member] | Substandard [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 15,321
Total Loans [Member] | Doubtful [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | 30
Total Loans [Member] | Loss [Member] |  |
Financing Receivable by credit exposure [Abstract] |  |
Total loans |  | $ 0

X
- References No definition available. + Details
Name: | czfs_FinancingReceivableByCreditExposureAbstract
Namespace Prefix: | czfs_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 946 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.6-04(5)(b)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479617/946-210-S99-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481990/310-10-45-2 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_NotesReceivableNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_RealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_UnlikelyToBeCollectedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czfs_AgriculturalRealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_OtherAgriculturalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_StateAndPoliticalSubdivisionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czfs_TotalLoansExcludingResidentialAndConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |