XML 122 R107.htm IDEA: XBRL DOCUMENT
v3.25.0.1

AFFORDABLE HOUSING PROJECTS TAX CREDIT PARTNERSHIPS (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
AFFORDABLE HOUSING PROJECTS TAX CREDIT PARTNERSHIPS [Abstract] |  |  |
Net affordable housing tax credit investments and related unfunded commitments | $ 7,915 | $ 8,541 |
Unfunded Affordable Housing Commitments [Abstract] |  |  |
2025 | 4,574 |  |
2026 | 506 |  |
2027 | 760 |  |
2028 | 12 |  |
2029 | 12 |  |
Thereafter | 134 |  |
Expected payments for unfunded affordable housing commitments | 5,998 |  |
Effective Yield Method [Abstract] |  |  |
Tax credits and other tax benefits recognized |  |  | $ 141
Amortization expense in other expense |  |  | 108
Proportional Amortization Method [Abstract] |  |  |
Tax credits and other tax benefits recognized | $ 976 | $ 948 |
Investment Program, Proportional Amortization Method, Elected, Income Tax Credit and Other Income Tax Benefit, before Amortization, Statement of Cash Flows [Extensible Enumeration] | Other, net | Other, net |
Investment Program, Proportional Amortization Method, Elected, Income Tax Credit and Other Income Tax Benefit, before Amortization, Statement of Income or Comprehensive Income [Extensible Enumeration] | Provision for income taxes | Provision for income taxes |
Amortization expense in provision for income taxes | $ 627 | $ 762 |
Investment Program, Proportional Amortization Method, Applied, Amortization Expense, Statement of Cash Flows [Extensible Enumeration] | Other, net | Other, net |
Investment Program, Proportional Amortization Method, Applied, Amortization Expense, Statement of Income or Comprehensive Income [Extensible Enumeration] | Provision for income taxes | Provision for income taxes |
Impairment losses related to LIHTC investments | $ 0 | $ 0 | $ 0

X
- Definition Amount of expected payments for affordable housing projects. + References No definition available. + Details
Name: | czfs_AffordableHousingProgramExpectedFuturePaymentsDue
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- References No definition available. + Details
Name: | czfs_AffordableHousingProgramExpectedFuturePaymentsDueFiscalYearMaturityAbstract
Namespace Prefix: | czfs_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of expected payments for affordable housing projects in fifth fiscal year following the latest fiscal year. + References No definition available. + Details
Name: | czfs_AffordableHousingProgramExpectedFuturePaymentsDueInFiveYears
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expected payments for affordable housing projects in fourth fiscal year following the latest fiscal year. + References No definition available. + Details
Name: | czfs_AffordableHousingProgramExpectedFuturePaymentsDueInFourYears
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expected payments for affordable housing projects in third fiscal year following the latest fiscal year. + References No definition available. + Details
Name: | czfs_AffordableHousingProgramExpectedFuturePaymentsDueInThreeYears
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expected payments for affordable housing projects in second fiscal year following the latest fiscal year. + References No definition available. + Details
Name: | czfs_AffordableHousingProgramExpectedFuturePaymentsDueInTwoYears
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expected payments for affordable housing projects in the next fiscal year following the latest fiscal year. + References No definition available. + Details
Name: | czfs_AffordableHousingProgramExpectedFuturePaymentsNext12Months
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expected payments for affordable housing projects after the fifth fiscal year following the latest fiscal year. + References No definition available. + Details
Name: | czfs_AffordableHousingProgramExpectedFuturePaymentsThereafter
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- References No definition available. + Details
Name: | czfs_EffectiveYieldMethodAbstract
Namespace Prefix: | czfs_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of amortization expense of investment in affordable housing projects by using effective yield method. + References No definition available. + Details
Name: | czfs_EffectiveYieldMethodAffordableHousingProjectsAmortizationExpenseInOtherExpenseAmount
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credits and other tax benefits recognized in affordable housing projects by using effective yield method. + References No definition available. + Details
Name: | czfs_EffectiveYieldMethodAffordableHousingProjectsTaxCreditsAndOtherTaxBenefitsAmount
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of Net affordable housing tax credit investments and unfunded commitments as of balance sheet date. + References No definition available. + Details
Name: | czfs_NetAffordableHousingTaxCreditInvestmentsAndUnfundedCommitments
Namespace Prefix: | czfs_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- References No definition available. + Details
Name: | czfs_ProportionalAmortizationMethodAbstract
Namespace Prefix: | czfs_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of impairment loss for investment that generates income tax credit and other income tax benefit under tax credit program elected to be accounted for using proportional amortization method. Includes, but is not limited to, investment under tax credit program not meeting condition for accounting under proportional amortization method. + References Reference 1: http://www.xbrl.org/2003/role/recommendedDisclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-2 + Details
Name: | us-gaap_AffordableHousingProjectInvestmentWriteDownAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, before amortization expense, of income tax credit and other tax benefit generated by investment under tax credit program elected to be accounted for using proportional amortization method. Includes, but is not limited to, investment under tax credit program not meeting condition for accounting under proportional amortization method. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 323 -SubTopic 740 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/323-740-50-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A + Details
Name: | us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of amortization expense for investment that generates income tax credit and other income tax benefit under tax credit program accounted for using proportional amortization method. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A + Details
Name: | us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Indicates line item in statement of cash flows that includes amortization expense for investment that generates income tax credit and other income tax benefit under tax credit program accounted for using proportional amortization method. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A + Details
Name: | us-gaap_InvestmentProgramProportionalAmortizationMethodAppliedIncomeTaxCreditAndOtherTaxBenefitAmortizationStatementOfCashFlowsExtensibleEnumeration
Namespace Prefix: | us-gaap_
Data Type: | enum2:enumerationSetItemType
Balance Type: | na
Period Type: | duration

X
- Definition Indicates line item in statement of income or comprehensive income that includes amortization expense for investment that generates income tax credit and other income tax benefit under tax credit program accounted for using proportional amortization method. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A + Details
Name: | us-gaap_InvestmentProgramProportionalAmortizationMethodAppliedIncomeTaxCreditAndOtherTaxBenefitAmortizationStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration
Namespace Prefix: | us-gaap_
Data Type: | enum2:enumerationSetItemType
Balance Type: | na
Period Type: | duration

X
- Definition Indicates line item in statement of cash flows that includes income tax credit and other income tax benefit, before amortization expense, generated by investment under tax credit program elected to be accounted for using proportional amortization method. Includes, but is not limited to, investment under tax credit program not meeting condition for accounting under proportional amortization method. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A + Details
Name: | us-gaap_InvestmentProgramProportionalAmortizationMethodElectedIncomeTaxCreditAndOtherIncomeTaxBenefitBeforeAmortizationStatementOfCashFlowsExtensibleEnumeration
Namespace Prefix: | us-gaap_
Data Type: | enum2:enumerationSetItemType
Balance Type: | na
Period Type: | duration

X
- Definition Indicates line item in statement of income or comprehensive income that includes income tax credit and other income tax benefit, before amortization expense, generated by investment under tax credit program elected to be accounted for using proportional amortization method. Includes, but is not limited to, investment under tax credit program not meeting condition for accounting under proportional amortization method. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A + Details
Name: | us-gaap_InvestmentProgramProportionalAmortizationMethodElectedIncomeTaxCreditAndOtherIncomeTaxBenefitBeforeAmortizationStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration
Namespace Prefix: | us-gaap_
Data Type: | enum2:enumerationSetItemType
Balance Type: | na
Period Type: | duration

X
- References Reference 1: http://www.xbrl.org/2003/role/recommendedDisclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-2 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A Reference 3: http://www.xbrl.org/2003/role/recommendedDisclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-2 Reference 4: http://www.xbrl.org/2003/role/recommendedDisclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-2 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478156/740-323-50-1A Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 740 -SubTopic 323 -Name Accounting Standards Codification -Section 25 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478758/740-323-25-1 + Details
Name: | us-gaap_InvestmentsInAffordableHousingProjectsAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration