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INCOME TAXES, Provision for Income Taxes Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Provision for income taxes reconciliation [Abstract]
Provision at statutory rates on pre-tax income	$ 7,070	$ 4,514	$ 7,450
Effect of tax-exempt income	(854)	(895)	(835)
Low income housing tax credits	(688)	(585)	(141)
Low income housing expense	339	399	0
Bank owned life insurance	(354)	(263)	(179)
Nondeductible interest	308	251	74
Nondeductible merger and acquisition expenses	0	247	61
Change in tax rate	0	0	0
Other items	44	36	5
Provision for income taxes	$ 5,865	$ 3,704	$ 6,435
Statutory tax rates	21.00%	21.00%	21.00%
Effective tax rates	17.40%	17.20%	18.10%

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The portion of the difference between total income tax expense or benefit as reported in the Income Statement and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to low income housing expense.

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