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Segment Reporting | 9 Months Ended
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Sep. 30, 2025
Segment Reporting [Abstract] |
Segment Reporting | Note 10 - Segment Reporting The Company's reportable segment is determined by the Chief Executive Officer, who is the designated the chief operating decision maker, based upon information provided about the Company's products and services offered, primarily banking operations. The segment is also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business such as branches, which are then aggregated if operating performance, products/services, and customers are similar. The chief operating decision maker will evaluate the financial performance of the Company's business components such as by evaluating revenue streams, significant expenses, and budget to actual results in assessing the Company's segment and in the determination of allocating resources. The chief operating decision maker uses revenue streams to evaluate product pricing and significant expenses to assess performance and evaluate return on assets. The chief operating decision maker uses consolidated net income to benchmark the Company against its competitors. The benchmarking analysis coupled with monitoring of budget to actual results are used in assessment performance and in establishing compensation. Loans, investments, and deposits provide the revenues in the banking operation. Interest expense, provisions for credit losses, payroll, and occupancy expenses provide the significant expenses in the banking operation. All operations are domestic. The measure of segment assets is reported on the balance sheet as total consolidated assets. Segment performance is evaluated using consolidated net income. Information reported internally for performance assessment by the chief operating decision maker follows, inclusive of reconciliations of significant segment totals to the consolidated financial statements (in thousands):
|  | Community Banking |
|  | Three Months Ended |  |  | Nine Months Ended |
|  | September 30, |  |  | September 30, |
|  | 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
Total Interest and Dividend Income |  | $ | 40,254 |  |  | $ | 38,689 |  |  | $ | 118,017 |  |  | $ | 114,524 |
Total non-interest income |  |  | 3,854 |  |  |  | 3,755 |  |  |  | 10,946 |  |  |  | 12,062 |
Total Consolidated Revenues |  |  | 44,108 |  |  |  | 42,444 |  |  |  | 128,963 |  |  |  | 126,586 |
Less: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest Expense |  |  | 15,114 |  |  |  | 17,365 |  |  |  | 46,227 |  |  |  | 50,942 |
Segment net interest income and non-interest income |  |  | 28,994 |  |  |  | 25,079 |  |  |  | 82,736 |  |  |  | 75,644 |
Less: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Provision for credit losses |  |  | 500 |  |  |  | (200 | ) |  |  | 1,875 |  |  |  | 2,587 |
Salaries and employee benefits |  |  | 9,924 |  |  |  | 9,715 |  |  |  | 30,189 |  |  |  | 29,622 |
Occupancy |  |  | 1,320 |  |  |  | 1,215 |  |  |  | 3,858 |  |  |  | 3,805 |
Other segment expenses |  |  | 4,890 |  |  |  | 5,099 |  |  |  | 14,662 |  |  |  | 15,491 |
Income Taxes |  |  | 2,355 |  |  |  | 1,714 |  |  |  | 6,063 |  |  |  | 4,304 |
Segment net income/consolidated net income |  | $ | 10,005 |  |  | $ | 7,536 |  |  | $ | 26,089 |  |  | $ | 19,835 |

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- Definition The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 21 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-21 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 280 -SubTopic 10 -Name 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