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Segment Reporting
 9 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
Segment Reporting
Note 10  - Segment Reporting

The Company's reportable segment is determined by the Chief Executive Officer, who is the designated the chief operating decision maker, based upon information provided about the Company's products and services offered, primarily banking operations. The segment is also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business such as branches, which are then aggregated if operating performance, products/services, and customers are similar. The chief operating decision maker will evaluate the financial performance of the Company's business components such as by evaluating revenue streams, significant expenses, and budget to actual results in assessing the Company's segment and in the determination of allocating resources. The chief operating decision maker uses revenue streams to evaluate product pricing and significant expenses to assess performance and evaluate return on assets. The chief operating decision maker uses consolidated net income to benchmark the Company against its competitors. The benchmarking analysis coupled with monitoring of budget to actual results are used in assessment performance and in establishing compensation. Loans, investments, and deposits provide the revenues in the banking operation. Interest expense, provisions for credit losses, payroll, and occupancy expenses provide the significant expenses in the banking operation. All operations are domestic.

The measure of segment assets is reported on the balance sheet as total consolidated assets. Segment performance is evaluated using consolidated net income. Information reported internally for performance assessment by the chief operating decision maker follows, inclusive of reconciliations of significant segment totals to the consolidated financial statements (in thousands):

   
Community Banking
  
   
Three Months Ended
    
Nine Months Ended
  
   
September 30,
    
September 30,
  
   
2025
    
2024
    
2025
    
2024
  
Total Interest and Dividend Income
  
$
40,254
    
$
38,689
    
$
118,017
    
$
114,524
  
Total non-interest income
    
3,854
      
3,755
      
10,946
      
12,062
  
Total Consolidated Revenues
    
44,108
      
42,444
      
128,963
      
126,586
  
Less:
                                
Interest Expense
    
15,114
      
17,365
      
46,227
      
50,942
  
Segment net interest income and non-interest income
    
28,994
      
25,079
      
82,736
      
75,644
  
Less:
                                
Provision for credit losses
    
500
      
(200
)
    
1,875
      
2,587
  
Salaries and employee benefits
    
9,924
      
9,715
      
30,189
      
29,622
  
Occupancy
    
1,320
      
1,215
      
3,858
      
3,805
  
Other segment expenses
    
4,890
      
5,099
      
14,662
      
15,491
  
Income Taxes
    
2,355
      
1,714
      
6,063
      
4,304
  
Segment net income/consolidated net income
  
$
10,005
    
$
7,536
    
$
26,089
    
$
19,835