XML 36 R75.htm IDEA: XBRL DOCUMENT v2.4.0.6
INCOME TAXES (Details 1)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
U.S. federal statutory income tax rate 35.00% 35.00% 35.00%
State income taxes, net of federal tax benefit 2.30% 2.50% 3.10%
Non-taxable municipal bond interest (1.90%) (2.70%) (3.20%)
Foreign income tax rate differences (2.20%) (1.50%) (0.60%)
Other 0.90% 1.00% (0.60%)
Effective tax rate 34.10% 34.30% 33.70%