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Income Taxes
6 Months Ended
Jun. 30, 2022
Income Taxes  
Income Taxes

10.  Income Taxes

The effective income tax rates for the three months ended June 30, 2022 and 2021 were 24.1% and 21.2%, respectively. The effective income tax rates for the six months ended June 30, 2022 and 2021 were 25.3% and 23.7%, respectively. The 2022 and 2021 effective tax rates differed from the federal rate of 21% primarily because of state taxes and the benefit of tax-free municipal bond income.