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Segment Information (Schedule of revenue by insurance product line) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Direct premiums earned $ 333,254 $ 301,061 $ 257,661  
Assumed premiums earned 8,035 6,459 5,897  
Ceded premiums earned (41,700) (23,859) (17,120)  
Net premiums earned 299,589 283,661 246,438  
Direct losses and LAE 280,998 185,370 173,943  
Assumed losses and LAE 6,899 3,308 4,032  
Ceded losses and LAE (71,518) (20,205) (8,265)  
Net losses and LAE 216,379 168,473 169,710  
Gross margin 83,210 115,188 76,728  
Underwriting and general expenses 96,289 85,068 67,258  
Underwriting gain (loss) (13,079) 30,120 9,470  
Fee and other Income 1,775 1,801 2,125  
Net investment income 7,131 7,271 7,433  
Net capital gain on investments 15,479 13,624 14,783  
Income before income taxes 11,306 52,816 33,811  
Income taxes 2,974 11,472 7,311  
Net income 8,332 41,344 26,500  
Net income attributable to non-controlling interest (84) 955 99  
Net income attributable to NI Holdings, Inc. $ 8,416 $ 40,389 $ 26,401  
Non-GAAP Ratios:        
Loss and LAE ratio 72.20% 59.40% 68.90%  
Expense ratio 32.10% 30.00% 27.30%  
Combined ratio 104.40% 89.40% 96.20%  
Premiums and agents' balances receivable $ 51,452 $ 48,523 $ 36,691  
Deferred policy acquisition costs 24,947 23,968 15,399 $ 12,866
Reinsurance recoverables 21,200 8,710 4,045  
Receivable from Federal Crop Insurance Corporation   6,646 14,230  
Goodwill and other intangibles 17,722 18,194 2,912  
Unpaid losses and LAE 139,662 105,750 93,250  
Unearned premiums 127,789 119,363 89,276  
Payable to Federal Crop Insurance Corporation 4,962    
Private Passenger Auto [Member]        
Direct premiums earned 76,749 74,998 71,297  
Assumed premiums earned  
Ceded premiums earned (4,216) (2,989) (3,314)  
Net premiums earned 72,533 72,009 67,983  
Direct losses and LAE 61,358 45,423 53,022  
Assumed losses and LAE 63  
Ceded losses and LAE (1,637) 88 (389)  
Net losses and LAE 59,721 45,511 52,696  
Gross margin 12,812 26,498 15,287  
Underwriting and general expenses 20,516 19,986 18,886  
Underwriting gain (loss) $ (7,704) $ 6,512 $ (3,599)  
Non-GAAP Ratios:        
Loss and LAE ratio 82.30% 63.20% 77.50%  
Expense ratio 28.30% 27.80% 27.80%  
Combined ratio 110.60% 91.00% 105.30%  
Premiums and agents' balances receivable $ 19,039 $ 18,540 $ 18,194  
Deferred policy acquisition costs 4,949 5,461 4,108  
Reinsurance recoverables 1,001 412 500  
Receivable from Federal Crop Insurance Corporation    
Goodwill and other intangibles  
Unpaid losses and LAE 26,390 20,311 19,892  
Unearned premiums 28,820 28,293 27,949  
Payable to Federal Crop Insurance Corporation      
Non-standard auto (Primero) [Member]        
Direct premiums earned 58,842 53,909 57,278  
Assumed premiums earned  
Ceded premiums earned (257) (172) (164)  
Net premiums earned 58,585 53,737 57,114  
Direct losses and LAE 34,453 30,347 32,654  
Assumed losses and LAE  
Ceded losses and LAE  
Net losses and LAE 34,453 30,347 32,654  
Gross margin 24,132 23,390 24,460  
Underwriting and general expenses 22,770 20,739 21,077  
Underwriting gain (loss) 1,362 2,651 3,383  
Fee and other Income 1,280 1,337 1,638  
Other income net $ 2,642 $ 3,988 $ 5,021  
Non-GAAP Ratios:        
Loss and LAE ratio 58.80% 56.50% 57.20%  
Expense ratio 38.90% 38.60% 36.90%  
Combined ratio 97.70% 95.10% 94.10%  
Premiums and agents' balances receivable $ 8,143 $ 6,543 $ 7,876  
Deferred policy acquisition costs 5,978 4,649 4,711  
Reinsurance recoverables  
Receivable from Federal Crop Insurance Corporation    
Goodwill and other intangibles 2,810 2,860 2,912  
Unpaid losses and LAE 43,515 43,336 43,978  
Unearned premiums 18,679 16,147 16,364  
Payable to Federal Crop Insurance Corporation      
Home and Farm [Member]        
Direct premiums earned 84,102 82,036 77,832  
Assumed premiums earned  
Ceded premiums earned (10,310) (7,157) (6,661)  
Net premiums earned 73,792 74,879 71,171  
Direct losses and LAE 59,380 38,700 47,282  
Assumed losses and LAE (116)  
Ceded losses and LAE (7,235) (1,839) (1,681)  
Net losses and LAE 52,145 36,745 45,601  
Gross margin 21,647 38,134 25,570  
Underwriting and general expenses 22,122 20,874 20,106  
Underwriting gain (loss) $ (475) $ 17,260 $ 5,464  
Non-GAAP Ratios:        
Loss and LAE ratio 70.70% 49.10% 64.10%  
Expense ratio 30.00% 27.90% 28.30%  
Combined ratio 100.60% 76.90% 92.30%  
Premiums and agents' balances receivable $ 8,914 $ 9,072 $ 9,088  
Deferred policy acquisition costs 7,271 7,828 5,945  
Reinsurance recoverables 3,467 588 1,068  
Receivable from Federal Crop Insurance Corporation    
Goodwill and other intangibles  
Unpaid losses and LAE 19,161 11,737 10,503  
Unearned premiums 42,399 41,301 39,945  
Payable to Federal Crop Insurance Corporation      
Crop [Member]        
Direct premiums earned 43,541 39,893 42,277  
Assumed premiums earned 2,106 1,896 2,072  
Ceded premiums earned (18,799) (6,071) (6,330)  
Net premiums earned 26,848 35,718 38,019  
Direct losses and LAE 79,177 36,022 35,148  
Assumed losses and LAE 617 1,070 1,582  
Ceded losses and LAE (51,963) (5,713) (4,639)  
Net losses and LAE 27,831 31,379 32,091  
Gross margin (983) 4,339 5,928  
Underwriting and general expenses 8,212 4,807 4,396  
Underwriting gain (loss) $ (9,195) $ (468) $ 1,532  
Non-GAAP Ratios:        
Loss and LAE ratio 103.70% 87.90% 84.40%  
Expense ratio 30.60% 13.50% 11.60%  
Combined ratio 134.20% 101.30% 96.00%  
Premiums and agents' balances receivable  
Deferred policy acquisition costs  
Reinsurance recoverables 6,953 121 998  
Receivable from Federal Crop Insurance Corporation   6,646 14,230  
Goodwill and other intangibles  
Unpaid losses and LAE 6,002 771 8,579  
Unearned premiums  
Payable to Federal Crop Insurance Corporation 4,962      
Commercial [Member]        
Direct premiums earned 65,104 45,557 4,546  
Assumed premiums earned 1  
Ceded premiums earned (7,819) (7,269) (450)  
Net premiums earned 57,285 38,288 4,097  
Direct losses and LAE 45,621 32,620 2,541  
Assumed losses and LAE  
Ceded losses and LAE (10,842) (12,190) (52)  
Net losses and LAE 34,779 20,430 2,489  
Gross margin 22,506 17,858 1,608  
Underwriting and general expenses 20,000 16,358 863  
Underwriting gain (loss) $ 2,506 $ 1,500 $ 745  
Non-GAAP Ratios:        
Loss and LAE ratio 60.70% 53.40% 60.80%  
Expense ratio 34.90% 42.70% 21.10%  
Combined ratio 95.60% 96.10% 81.80%  
Premiums and agents' balances receivable $ 14,687 $ 13,732 $ 940  
Deferred policy acquisition costs 6,328 5,588 315  
Reinsurance recoverables 8,722 5,374 6  
Receivable from Federal Crop Insurance Corporation    
Goodwill and other intangibles 14,912 15,334  
Unpaid losses and LAE 32,924 19,089 1,076  
Unearned premiums 34,672 30,705 2,334  
Payable to Federal Crop Insurance Corporation      
All Other [Member]        
Direct premiums earned 4,916 4,668 4,431  
Assumed premiums earned 5,929 4,563 3,824  
Ceded premiums earned (299) (201) (201)  
Net premiums earned 10,546 9,030 8,054  
Direct losses and LAE 1,009 2,258 3,296  
Assumed losses and LAE 6,282 2,354 2,387  
Ceded losses and LAE 159 (551) (1,504)  
Net losses and LAE 7,450 4,061 4,179  
Gross margin 3,096 4,969 3,875  
Underwriting and general expenses 2,669 2,304 1,930  
Underwriting gain (loss) $ 427 $ 2,665 $ 1,945  
Non-GAAP Ratios:        
Loss and LAE ratio 70.60% 45.00% 51.90%  
Expense ratio 25.30% 25.50% 24.00%  
Combined ratio 96.00% 70.50% 75.90%  
Premiums and agents' balances receivable $ 669 $ 636 $ 593  
Deferred policy acquisition costs 421 442 320  
Reinsurance recoverables 1,057 2,215 1,473  
Receivable from Federal Crop Insurance Corporation    
Goodwill and other intangibles  
Unpaid losses and LAE 11,670 10,506 9,222  
Unearned premiums 3,219 $ 2,917 $ 2,684  
Payable to Federal Crop Insurance Corporation