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Reinsurance (Tables) | 12 Months Ended
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Dec. 31, 2023
Reinsurance [Abstract] |
Schedule of Reconciliation of Direct to Net Premiums on Both a Written and an Earned Basis | A reconciliation of direct to net premiums on both a written and an earned basis is as follows:
|  | Year Ended December 31, |
|  | 2023 |  |  | 2022 |  |  | 2021 |
|  | Premiums Written |  |  | Premiums Earned |  |  | Premiums Written |  |  | Premiums Earned |  |  | Premiums Written |  |  | Premiums Earned |
Direct premium |  | $ | 418,399 |  |  | $ | 401,945 |  |  | $ | 389,706 |  |  | $ | 368,886 |  |  | $ | 342,215 |  |  | $ | 333,254 |
Assumed premium |  |  | 3,098 |  |  |  | 3,570 |  |  |  | 6,299 |  |  |  | 6,550 |  |  |  | 8,183 |  |  |  | 8,035 |
Ceded premium |  |  | (54,848 | ) |  |  | (54,378 | ) |  |  | (46,993 | ) |  |  | (47,146 | ) |  |  | (42,629 | ) |  |  | (41,700 | )
Net premiums |  | $ | 366,649 |  |  | $ | 351,137 |  |  | $ | 349,012 |  |  | $ | 328,290 |  |  | $ | 307,769 |  |  | $ | 299,589 |
Schedule of Reconciliation of Direct to Net Losses and Loss Adjustment Expenses | A reconciliation of direct to net losses and loss adjustment expenses is as follows:
|  | Year Ended December 31, |
|  | 2023 |  |  | 2022 |  |  | 2021 |
Direct losses and loss adjustment expenses |  | $ | 293,978 |  |  | $ | 333,397 |  |  | $ | 280,998 |
Assumed losses and loss adjustment expenses |  |  | 1,140 |  |  |  | 2,369 |  |  |  | 6,899 |
Ceded losses and loss adjustment expenses |  |  | (50,706 | ) |  |  | (41,334 | ) |  |  | (71,518 | )
Net losses and loss adjustment expenses |  | $ | 244,412 |  |  | $ | 294,432 |  |  | $ | 216,379 |
Schedule of Pooling Share Percentages by Insurance Company | For the years ended December 31, 2023, 2022, and 2021, the pooling share percentages by insurance company were:
|  | Pool Percentage |
Nodak Insurance Company |  |  | 66.0% |
American West Insurance Company |  |  | 7.0% |
Primero Insurance Company |  |  | 3.0% |
Battle Creek Mutual Insurance Company |  |  | 2.0% |
Direct Auto Insurance Company |  |  | 13.0% |
Westminster American Insurance Company |  |  | 9.0% |
Total |  |  | 100.0% |

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- Definition Tabular disclosure of the effects of reinsurance, for example, but not limited to, disclosure of direct, assumed, and ceded insurance. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 605 -Topic 944 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479655/944-605-50-1 + Details
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- Definition Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 260 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147482662/260-10-50-1 + Details
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- Definition Tabular disclosure of the information required in the supplementary schedule applicable to management investment companies summarizing the listing of holdings of unaffiliated investments. + References No definition available. + Details
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