XML 51 R36.htm IDEA: XBRL DOCUMENT v3.24.0.1
Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2023
Reinsurance [Abstract]  
Schedule of Reconciliation of Direct to Net Premiums on Both a Written and an Earned Basis A reconciliation of direct to net premiums on both a written and an earned basis is as follows:
   Year Ended December 31, 
   2023   2022   2021 
   Premiums
Written		   Premiums
Earned		   Premiums
Written		   Premiums
Earned		   Premiums
Written		   Premiums
Earned		 
Direct premium  $418,399   $401,945   $389,706   $368,886   $342,215   $333,254 
Assumed premium   3,098    3,570    6,299    6,550    8,183    8,035 
Ceded premium   (54,848)   (54,378)   (46,993)   (47,146)   (42,629)   (41,700)
Net premiums  $366,649   $351,137   $349,012   $328,290   $307,769   $299,589 

 
Schedule of Reconciliation of Direct to Net Losses and Loss Adjustment Expenses A reconciliation of direct to net losses and loss adjustment expenses is as follows:
   Year Ended December 31, 
   2023   2022   2021 
Direct losses and loss adjustment expenses  $293,978   $333,397   $280,998 
Assumed losses and loss adjustment expenses   1,140    2,369    6,899 
Ceded losses and loss adjustment expenses   (50,706)   (41,334)   (71,518)
Net losses and loss adjustment expenses  $244,412   $294,432   $216,379 
Schedule of Pooling Share Percentages by Insurance Company For the years ended December 31, 2023, 2022, and 2021, the pooling share percentages by insurance company were:
   Pool Percentage 
Nodak Insurance Company   66.0% 
American West Insurance Company   7.0% 
Primero Insurance Company   3.0% 
Battle Creek Mutual Insurance Company   2.0% 
Direct Auto Insurance Company   13.0% 
Westminster American Insurance Company   9.0% 
Total   100.0%