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Reinsurance (Tables)
 6 Months Ended
Jun. 30, 2024
Reinsurance [Abstract]  
Schedule of Reconciliation of Direct to Net Premiums on Both a Written and an Earned Basis A reconciliation of direct to net premiums on both a written and an earned basis, presented on a consolidated basis, including both continuing and discontinued operations, is as follows:
   Three Months Ended June 30, 2024   Three Months Ended June 30, 2023 
   Premiums Written   Premiums Earned   Premiums Written   Premiums Earned 
Direct premium  $140,488   $111,082   $144,250   $106,162 
Assumed premium   2,340    653    2,440    827 
Ceded premium   (16,265)   (11,183)   (20,439)   (12,843)
Net premiums  $126,563   $100,552   $126,251   $94,146 
   Six Months Ended June 30, 2024   Six Months Ended June 30, 2023 
   Premiums Written   Premiums Earned   Premiums Written   Premiums Earned 
Direct premium  $243,145   $205,982   $234,806   $191,636 
Assumed premium   2,477    804    2,839    1,403 
Ceded premium   (26,072)   (20,677)   (28,898)   (21,266)
Net premiums  $219,550   $186,109   $208,747   $171,773 

 

   Three Months Ended June 30, 2024   Three Months Ended June 30, 2023 
   Premiums Written   Premiums Earned   Premiums Written   Premiums Earned 
Continuing operations:                    
Direct premium  $118,472   $91,500   $121,576   $86,622 
Assumed premium   2,340    653    2,440    827 
Ceded premium   (11,663)   (6,984)   (15,984)   (8,614)
Net premiums  $109,149   $85,169   $108,032   $78,835 
   Three Months Ended June 30, 2024   Three Months Ended June 30, 2023 
   Premiums Written   Premiums Earned   Premiums Written   Premiums Earned 
Discontinued operations:                    
Direct premium  $22,016   $19,582   $22,674   $19,540 
Assumed premium   
—
    
—
    
—
    
—
 
Ceded premium   (4,602)   (4,199)   (4,455)   (4,229)
Net premiums  $17,414   $15,383   $18,219   $15,311 
   Six Months Ended June 30, 2024   Six Months Ended June 30, 2023 
   Premiums Written   Premiums Earned   Premiums Written   Premiums Earned 
Continuing operations:                    
Direct premium  $201,513   $166,899   $193,948   $153,292 
Assumed premium   2,477    804    2,839    1,403 
Ceded premium   (17,329)   (12,650)   (20,359)   (12,989)
Net premiums  $186,661   $155,053   $176,428   $141,706 
   Six Months Ended June 30, 2024   Six Months Ended June 30, 2023 
   Premiums Written   Premiums Earned   Premiums Written   Premiums Earned 
Discontinued operations:                    
Direct premium  $41,632   $39,083   $40,858   $38,344 
Assumed premium   
—
    
—
    
—
    
—
 
Ceded premium   (8,743)   (8,027)   (8,539)   (8,277)
Net premiums  $32,889   $31,056   $32,319   $30,067 
Schedule of Reconciliation of Direct to Net Losses and Loss Adjustment Expenses A reconciliation of direct to net losses and loss adjustment expenses, presented on a consolidated basis, including both continuing and discontinued operations, is as follows:
   Three Months Ended June 30,   Six Months Ended June 30, 
   2024   2023   2024   2023 
Direct losses and loss adjustment expenses  $88,568   $95,149   $143,222   $166,010 
Assumed losses and loss adjustment expenses   224    67    269    157 
Ceded losses and loss adjustment expenses   (7,993)   (17,710)   (10,483)   (29,836)
Net losses and loss adjustment expenses  $80,799   $77,506   $133,008   $136,331 

 

   Three Months Ended June 30,   Six Months Ended June 30, 
   2024   2023   2024   2023 
Continuing operations:                    
Direct losses and loss adjustment expenses  $73,350   $66,211   $114,869   $108,164 
Assumed losses and loss adjustment expenses   224    67    269    157 
Ceded losses and loss adjustment expenses   (4,216)   (6,201)   (5,636)   (7,119)
Net losses and loss adjustment expenses  $69,358   $60,077   $109,502   $101,202 
   Three Months Ended June 30,   Six Months Ended June 30, 
   2024   2023   2024   2023 
Discontinued operations:                    
Direct losses and loss adjustment expenses  $15,218   $28,938   $28,353   $57,846 
Assumed losses and loss adjustment expenses   
—
    
—
    
—
    
—
 
Ceded losses and loss adjustment expenses   (3,777)   (11,509)   (4,847)   (22,717)
Net losses and loss adjustment expenses  $11,441   $17,429   $23,506   $35,129 
Schedule of Pooling Share Percentages by Insurance Company For the six months ended June 30, 2024, and the year ended December 31, 2023, the pooling share percentages by insurance company were:
   Pool Percentage 
Nodak Insurance Company   66.0% 
American West Insurance Company   7.0% 
Primero Insurance Company   3.0% 
Battle Creek Insurance Company   2.0% 
Direct Auto Insurance Company   13.0% 
Westminster American Insurance Company   9.0% 
Total   100.0%