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Segment Information (Details) - Schedule of Revenue by Insurance Product Line - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned $ 91,500 $ 86,622 $ 166,899 $ 153,292  
Assumed premiums earned 653 827 804 1,403  
Ceded premiums earned (6,984) (8,614) (12,650) (12,989)  
Net premiums earned 85,169 78,835 155,053 141,706  
Direct losses and loss adjustment expenses 73,350 66,211 114,869 108,164  
Assumed losses and loss adjustment expenses 224 67 269 157  
Ceded losses and loss adjustment expenses (4,216) (6,201) (5,636) (7,119)  
Net losses and loss adjustment expenses 69,358 60,077 109,502 101,202  
Gross margin 15,811 18,758 45,551 40,504  
Underwriting and general expenses 27,519 24,259 53,041 47,064  
Underwriting gain (loss) (11,708) (5,501) (7,490) (6,560)  
Fee and other income 695 490 1,099 751  
Net investment income 2,523 1,923 5,278 3,614  
Net investment gains (losses) (580) (173) 876 1,230  
Loss before income taxes (9,070) (3,261) (237) (965)  
Income tax expense (benefit) (1,592) (685) 306 (203)  
Net income (loss) (7,478) (2,576) (543) (762)  
Net loss attributable to non-controlling interest (113) (403)  
Net loss attributable to NI Holdings, Inc. $ (7,478) $ (2,463) $ (543) $ (359)  
Operating Ratios:          
Loss and loss adjustment expense ratio 81.40% 76.20% 70.60% 71.40%  
Expense ratio 32.30% 30.90% 34.20% 33.20%  
Combined ratio 113.70% 107.10% 104.80% 104.60%  
Balances at June 30, 2024:          
Premiums and agents’ balances receivable $ 92,831 $ 91,249 $ 92,831 $ 91,249  
Deferred policy acquisition costs 31,157 26,470      
Reinsurance recoverables on losses 9,423 10,948 9,423 10,948 $ 6,460
Receivable from Federal Crop Insurance Corporation 13,793 14,032 13,793 14,032  
Goodwill and other intangibles 2,728 2,736 2,728 2,736 2,728
Unpaid losses and loss adjustment expenses 148,527 137,535 148,527 137,535 119,185
Unearned premiums 157,730 145,679 157,730 145,679 $ 126,100
Private Passenger Auto [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 23,395 21,508 46,619 42,050  
Assumed premiums earned  
Ceded premiums earned (924) (965) (2,046) (1,853)  
Net premiums earned 22,471 20,543 44,573 40,197  
Direct losses and loss adjustment expenses 20,899 18,456 32,308 34,081  
Assumed losses and loss adjustment expenses  
Ceded losses and loss adjustment expenses (970) 411 (1,086) 412  
Net losses and loss adjustment expenses 19,929 18,867 31,222 34,493  
Gross margin 2,542 1,676 13,351 5,704  
Underwriting and general expenses 6,836 5,796 13,857 12,279  
Underwriting gain (loss) $ (4,294) $ (4,120) $ (506) $ (6,575)  
Operating Ratios:          
Loss and loss adjustment expense ratio 88.70% 91.80% 70.00% 85.80%  
Expense ratio 30.40% 28.30% 31.10% 30.50%  
Combined ratio 119.10% 120.10% 101.10% 116.30%  
Balances at June 30, 2024:          
Premiums and agents’ balances receivable $ 26,393 $ 23,840 $ 26,393 $ 23,840  
Deferred policy acquisition costs 6,719 5,785      
Reinsurance recoverables on losses 930 727 930 727  
Receivable from Federal Crop Insurance Corporation  
Goodwill and other intangibles  
Unpaid losses and loss adjustment expenses 33,643 31,935 33,643 31,935  
Unearned premiums 38,682 35,317 38,682 35,317  
Non-Standard Auto [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 26,820 21,744 51,878 42,716  
Assumed premiums earned  
Ceded premiums earned (77) (99) (147) (192)  
Net premiums earned 26,743 21,645 51,731 42,524  
Direct losses and loss adjustment expenses 19,313 14,139 36,182 31,177  
Assumed losses and loss adjustment expenses  
Ceded losses and loss adjustment expenses  
Net losses and loss adjustment expenses 19,313 14,139 36,182 31,177  
Gross margin 7,430 7,506 15,549 11,347  
Underwriting and general expenses 10,261 8,730 20,565 17,791  
Underwriting gain (loss) (2,831) (1,224) (5,016) (6,444)  
Fee and other income 340 239 690 471  
Total $ (2,491) $ (985) $ (4,326) $ (5,973)  
Operating Ratios:          
Loss and loss adjustment expense ratio 72.20% 65.30% 69.90% 73.30%  
Expense ratio 38.40% 40.30% 39.80% 41.80%  
Combined ratio 110.60% 105.60% 109.70% 115.10%  
Balances at June 30, 2024:          
Premiums and agents’ balances receivable $ 15,357 $ 10,322 $ 15,357 $ 10,322  
Deferred policy acquisition costs 11,533 8,870      
Reinsurance recoverables on losses  
Receivable from Federal Crop Insurance Corporation  
Goodwill and other intangibles 2,728 2,736 2,728 2,736  
Unpaid losses and loss adjustment expenses 69,951 52,866 69,951 52,866  
Unearned premiums 36,170 28,067 36,170 28,067  
Home and Farm [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 24,999 22,994 49,244 45,426  
Assumed premiums earned  
Ceded premiums earned (3,075) (2,580) (5,905) (5,021)  
Net premiums earned 21,924 20,414 43,339 40,405  
Direct losses and loss adjustment expenses 22,574 18,414 35,356 27,937  
Assumed losses and loss adjustment expenses  
Ceded losses and loss adjustment expenses (548) (499) (1,149) (1,303)  
Net losses and loss adjustment expenses 22,026 17,915 34,207 26,634  
Gross margin (102) 2,499 9,132 13,771  
Underwriting and general expenses 7,246 6,194 13,943 12,464  
Underwriting gain (loss) $ (7,348) $ (3,695) $ (4,811) $ 1,307  
Operating Ratios:          
Loss and loss adjustment expense ratio 100.50% 87.80% 78.90% 65.90%  
Expense ratio 33.10% 30.30% 32.20% 30.80%  
Combined ratio 133.60% 118.10% 111.10% 96.70%  
Balances at June 30, 2024:          
Premiums and agents’ balances receivable $ 11,927 $ 9,793 $ 11,927 $ 9,793  
Deferred policy acquisition costs 9,598 7,974      
Reinsurance recoverables on losses 2,726 4,691 2,726 4,691  
Receivable from Federal Crop Insurance Corporation  
Goodwill and other intangibles  
Unpaid losses and loss adjustment expenses 26,336 30,503 26,336 30,503  
Unearned premiums 54,147 48,690 54,147 48,690  
Crop [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 13,118 17,526 12,915 17,516  
Assumed premiums earned 503 501 503 501  
Ceded premiums earned (2,643) (4,691) (3,989) (5,405)  
Net premiums earned 10,978 13,336 9,429 12,612  
Direct losses and loss adjustment expenses 8,916 12,702 6,955 12,032  
Assumed losses and loss adjustment expenses 247 247  
Ceded losses and loss adjustment expenses (1,852) (4,492) (1,448) (4,597)  
Net losses and loss adjustment expenses 7,311 8,210 5,754 7,435  
Gross margin 3,667 5,126 3,675 5,177  
Underwriting and general expenses 1,712 2,683 1,711 2,715  
Underwriting gain (loss) $ 1,955 $ 2,443 $ 1,964 $ 2,462  
Operating Ratios:          
Loss and loss adjustment expense ratio 66.60% 61.60% 61.00% 59.00%  
Expense ratio 15.60% 20.00% 18.10% 21.50%  
Combined ratio 82.20% 81.60% 79.10% 80.50%  
Balances at June 30, 2024:          
Premiums and agents’ balances receivable $ 36,382 $ 44,950 $ 36,382 $ 44,950  
Deferred policy acquisition costs 2,120 2,832      
Reinsurance recoverables on losses 1,685 3,114 1,685 3,114  
Receivable from Federal Crop Insurance Corporation 13,793 14,032 13,793 14,032  
Goodwill and other intangibles  
Unpaid losses and loss adjustment expenses 8,770 11,603 8,770 11,603  
Unearned premiums 21,695 27,193 21,695 27,193  
All Other [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 3,168 2,850 6,243 5,584  
Assumed premiums earned 150 326 301 902  
Ceded premiums earned (265) (279) (563) (518)  
Net premiums earned 3,053 2,897 5,981 5,968  
Direct losses and loss adjustment expenses 1,648 2,500 4,068 2,937  
Assumed losses and loss adjustment expenses (23) 67 22 157  
Ceded losses and loss adjustment expenses (846) (1,621) (1,953) (1,631)  
Net losses and loss adjustment expenses 779 946 2,137 1,463  
Gross margin 2,274 1,951 3,844 4,505  
Underwriting and general expenses 1,464 856 2,965 1,815  
Underwriting gain (loss) $ 810 $ 1,095 $ 879 $ 2,690  
Operating Ratios:          
Loss and loss adjustment expense ratio 25.50% 32.70% 35.70% 24.50%  
Expense ratio 48.00% 29.50% 49.60% 30.40%  
Combined ratio 73.50% 62.20% 85.30% 54.90%  
Balances at June 30, 2024:          
Premiums and agents’ balances receivable $ 2,772 $ 2,344 $ 2,772 $ 2,344  
Deferred policy acquisition costs 1,187 1,009      
Reinsurance recoverables on losses 4,082 2,416 4,082 2,416  
Receivable from Federal Crop Insurance Corporation  
Goodwill and other intangibles  
Unpaid losses and loss adjustment expenses 9,827 10,628 9,827 10,628  
Unearned premiums $ 7,036 $ 6,412 $ 7,036 $ 6,412