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Loans (Tables)
9 Months Ended
Sep. 30, 2024
Loans  
Schedule of composition of the loan portfolio

(Dollars in thousands)

    

September 30, 2024

    

December 31, 2023

Real Estate Loans:

  

  

Commercial

$

1,162,103

$

1,146,116

Construction and land development

 

161,466

 

180,922

Residential

473,787

482,182

Commercial - Non-Real Estate:

 

  

 

  

Commercial loans

 

39,867

 

45,204

Consumer - Non-Real Estate:

 

  

 

  

Consumer loans

 

877

 

560

Total Gross Loans

$

1,838,100

$

1,854,984

Allowance for loan credit losses

 

(18,481)

 

(19,543)

Net deferred loan costs

 

4,498

 

4,983

Total net loans

$

1,824,117

$

1,840,424