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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Interest and Dividend Income        
Interest and fees on loans $ 24,306 $ 21,925 $ 71,289 $ 63,355
Interest on investment securities, taxable 1,138 1,507 3,602 5,895
Interest on investment securities, tax-exempt 9 10 27 45
Dividends 97 75 262 222
Interest on deposits in banks 2,878 2,746 6,958 4,654
Total interest and dividend income 28,428 26,263 82,138 74,171
Interest Expense        
Deposits 14,102 13,273 41,484 33,590
Federal funds purchased     2 10
Federal Home Loan Bank advances 174   174 67
Federal Reserve Bank borrowings 647 662 2,451 1,001
Subordinated debt 349 349 1,047 1,047
Total interest expense 15,272 14,284 45,158 35,715
Net Interest Income 13,156 11,979 36,980 38,456
Provision for (recovery of) credit losses 400 (829) (667) (2,471)
Net interest income after provision for (recovery of) credit losses 12,756 12,808 37,647 40,927
Non-interest Income        
Service charges on deposit accounts 84 85 260 239
Bank owned life insurance   23   224
Other service charges and fees 160 160 474 677
Losses on sale of available-for-sale securities (17,100) (17,114)   (17,316)
Insurance commissions 64 54 357 310
Gain on sale of government guaranteed loans 160 27 509 50
Non-qualified deferred compensation plan asset gains (losses), net 139 (60) 298 112
Other income 10 10 92 140
Total non-interest income (loss) 617 (16,815) 1,990 (15,564)
Non-interest Expenses        
Salaries and employee benefits 4,897 5,052 14,583 14,929
Occupancy expense of premises 444 445 1,343 1,363
Furniture and equipment expenses 304 282 902 882
Other operating expenses 2,386 1,881 7,035 6,087
Total non-interest expenses 8,031 7,660 23,863 23,261
Income (loss) before income taxes 5,342 (11,667) 15,774 2,102
Income Tax Expense (Benefit) 1,107 (1,530) 3,430 1,446
Net income (loss) $ 4,235 $ (10,137) $ 12,344 $ 656
Earnings (loss) per share, basic $ 0.30 $ (0.72) $ 0.87 $ 0.05
Earnings (loss) per share, diluted $ 0.30 $ (0.72) $ 0.87 $ 0.05