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Loans (Tables)
3 Months Ended
Mar. 31, 2025
Loans  
Schedule of composition of the loan portfolio

(Dollars in thousands)

    

March 31, 2025

    

December 31, 2024

Real Estate Loans:

  

  

Commercial

$

1,172,645

$

1,181,090

Construction and land development

 

173,270

 

164,988

Residential

472,747

472,932

Commercial - Non-Real Estate:

 

  

 

  

Commercial loans

 

46,603

 

47,736

Consumer - Non-Real Estate:

 

  

 

  

Consumer loans

 

809

 

906

Total Gross Loans

$

1,866,074

$

1,867,652

Allowance for loan credit losses

 

(18,826)

 

(18,715)

Net deferred loan costs

 

4,398

 

4,521

Total net loans

$

1,851,646

$

1,853,458