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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and Dividend Income    
Interest and fees on loans $ 24,807 $ 23,623
Interest on investment securities, taxable 1,032 1,269
Interest on investment securities, tax-exempt 9 9
Dividends 123 82
Interest on deposits in banks 1,334 1,936
Total interest and dividend income 27,305 26,919
Interest Expense    
Deposits 12,300 13,931
Federal funds purchased   2
Federal Home Loan Bank advances 559  
Federal Reserve Bank borrowings   893
Subordinated debt 349 349
Total interest expense 13,208 15,175
Net Interest Income 14,097 11,744
Provision for (recovery of) credit losses 170 (776)
Net interest income after provision for (recovery of) credit losses 13,927 12,520
Non-interest Income    
Service charges on deposit accounts 82 88
Other service charges and fees 153 149
Insurance commissions 213 252
Gain on sale of government guaranteed loans 36 133
Non-qualified deferred compensation plan asset gains, net 24 124
Other income (loss) (3) 72
Total non-interest income 505 818
Non-interest Expenses    
Salaries and employee benefits 5,099 4,810
Occupancy expense of premises 407 451
Furniture and equipment expenses 316 297
Other operating expenses 2,426 2,366
Total non-interest expenses 8,248 7,924
Income before income taxes 6,184 5,414
Income Tax Expense 1,374 1,210
Net income $ 4,810 $ 4,204
Earnings per share, basic (in dollars per share) $ 0.34 $ 0.3
Earnings per share, diluted (in dollars per share) $ 0.34 $ 0.3