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Shareholders' Equity (Tables)

9 Months Ended

Sep. 30, 2025

Shareholders' Equity [Abstract]

Schedule Of Earnings Per Common Share

		Three Months Ended September 30,						Nine Months Ended September 30,
(In thousands, except per share amounts)		2025			2024			2025				2024
Net income		$	(37,735)		$	5,846		$	(26,502)				$	14,558
Total weighted average shares outstanding - basic			9,168,707			7,434,726			8,069,830					7,416,173
Basic earnings per common share		$	(4.12)		$	0.79		$	(3.28)				$	1.96
Net income		$	(37,735)		$	5,846		$	(26,502)				$	14,558
Total weighted average shares outstanding - basic			9,168,707			7,434,726			8,069,830					7,416,173
Add: dilutive impact of restricted stock			–			187,702			–					168,176
Total weighted average shares outstanding - diluted			9,168,707			7,622,428			8,069,830					7,584,349
Diluted earnings per common share		$	(4.12)		$	0.77		$	(3.28)				$	1.92
Anti-dilutive awards (1)			2			–			11					–
(1) In periods in which there is a net loss, potential common shares shall be excluded from the computation of diluted earnings per share because the effect would be anti-dilutive. These awards were considered anti-dilutive because the dilutive impact would increase the earnings per share.

Schedule Of Regulatory Capital

		September 30, 2025						December 31, 2024
(In thousands)		Amount			Ratio			Amount			Ratio
Leverage Ratio
Avidbank Holdings, Inc.		$	264,980			11.14%		$	237,700			10.35%
Avidbank		$	273,918			11.55%		$	253,437			11.07%
Minimum requirement for "Well-Capitalized" institution		$	118,627			5.00%		$	114,510			5.00%
Minimum regulatory requirement		$	94,901			4.00%		$	91,608			4.00%
Common Equity Tier I
Avidbank Holdings, Inc.		$	264,980			11.68%		$	237,700			10.59%
Minimum regulatory requirement		$	102,119			4.50%		$	101,018			4.50%
Avidbank		$	273,918			12.11%		$	253,437			11.32%
Minimum requirement for "Well-Capitalized" institution		$	147,055			6.50%		$	145,515			6.50%
Minimum regulatory requirement		$	101,808			4.50%		$	100,741			4.50%
Tier 1 Risk-Based Capital Ratio
Avidbank Holdings, Inc.		$	264,980			11.68%		$	237,700			10.59%
Minimum regulatory requirement		$	136,159			6.00%		$	134,690			6.00%
Avidbank		$	273,918			12.11%		$	253,437			11.32%
Minimum requirement for "Well-Capitalized" institution		$	180,991			8.00%		$	179,095			8.00%
Minimum regulatory requirement		$	135,743			6.00%		$	134,322			6.00%
Total Risk-Based Capital Ratio
Avidbank Holdings, Inc.		$	305,876			13.48%		$	276,225			12.30%
Minimum regulatory requirement		$	181,546			8.00%		$	179,587			8.00%
Avidbank		$	297,214			13.14%		$	274,362			12.26%
Minimum requirement for "Well-Capitalized" institution		$	226,239			10.00%		$	223,869			10.00%
Minimum regulatory requirement		$	180,991			8.00%		$	179,095			8.00%

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

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- Definition

Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
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