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Consolidated Statements Of Cash Flows - USD ($)
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Operating activities    
Net (loss) / income $ (26,502,000) $ 14,558,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 2,280,000 3,317,000
Depreciation, amortization and accretion 1,053,000 1,253,000
Net loss / (gain) on sale of securities 62,391,000 0
(Gain) / loss on disposal of premises and equipment   (16,000)
Amortization of debt issuance costs   76,000
(Increase) / decrease in deferred loan origination fees, net (318,000) 18,000
Earnings on bank-owned life insurance policies (279,000) (265,000)
Repayment of operating lease liabilities 1,726,000 1,999,000
Stock-based compensation expense 2,402,000 2,374,000
Net (increase) / decrease in accrued interest receivable and other assets (18,059,000) (1,844,000)
Net increase / (decrease) in accrued interest payable and other liabilities (1,613,000) (5,889,000)
Net cash provided by operating activities 23,081,000 15,581,000
Investing activities    
Purchase of available-for-sale investment securities (163,169,000) (5,266,000)
Proceeds from sales of available-for-sale investment securities 274,708,000  
Proceeds from paydowns/maturities of available-for-sale investment securities 20,579,000 23,093,000
Net increase in loans (93,234,000) (46,221,000)
Proceeds from surrendered bank-owned life insurance policies   21,443,000
Purchase of premises and equipment (93,000) (24,000)
Proceeds from sale of premises and equipment   36,000
Net cash provided by / (used in) investing activities 38,791,000 (6,939,000)
Financing activities    
Net increase in deposits 157,803,000 247,199,000
Restricted stock issued, net (1,401,000) (704,000)
Proceeds from the issuance of common stock upon initial public offering, net of offering costs 61,344,000  
Net proceeds / (repayment) from overnight borrowings 115,000,000 46,000,000
Net proceeds / (repayment) from Federal Reserve Bank borrowings   (154,000,000)
Net proceeds / (repayment) from Federal Home Loan Bank borrowings (70,000,000)  
Net cash provided by financing activities 32,746,000 46,495,000
Net change in cash and cash equivalents 94,618,000 55,137,000
Cash and cash equivalents at beginning of period 82,701,000 81,396,000
Cash and cash equivalents at end of period 177,319,000 136,533,000
Supplemental disclosure of cash flow information    
Interest expense 46,049,000 53,553,000
Income taxes 4,601,000 6,938,000
Supplemental noncash disclosures    
Recording of right-of-use assets in exchange for lease liabilities 439,000  
Change in unrealized (gains) / losses on available-for-sale securities, net of tax $ (50,846,000) $ (6,918,000)