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UNITED STATES
‎SECURITIES AND EXCHANGE COMMISSION
‎WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)
‎of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 23, 2025

AVIDBANK HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

California |  | 001-42792 |  | 26-1731009
(State or other jurisdiction ‎of incorporation) |  | (Commission ‎File Number) |  | (I.R.S. Employer ‎Identification No.)

1732 North First Street, 6th Floor San Jose, CA |  | 95112
(Address of principal executive offices) |  | (Zip Code)

Registrant’s telephone number, including area code: (408) 200-7390

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

|  |  |  | Name of each exchange on
Title of each class |  | Trading Symbol |  | which registered
Common Stock, no par value per share |  | AVBH |  | The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

| Item 2.02 | Results of Operations and Financial Condition

On October 23, 2025, Avidbank Holdings, Inc. (the "Company") issued a press release announcing financial results for the quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report and incorporated herein by reference.

| Item 7.01 | Regulation FD Disclosure

The Company is filing an investor presentation that it intends to use in one-on-one meetings with investors at various times. The presentation is included as Exhibit 99.2.

The information in Items 2.02 and 7.01 and Exhibits 99.1 and 99.2 attached hereto shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filings.

Item 9.01 | Financial Statements and Exhibits

(d) Exhibits

Exhibit No. |  | Description
99.1 99.2 |  | Avidbank Holdings, Inc. Press Release dated October 23, 2025 Avidbank Holdings, Inc. Investor Presentation dated October 23, 2025
104 |  | Cover Page Interactive Data File (embedded within the Inline XBRL document)

‎

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: October 23, 2025 | AVIDBANK HOLDINGS, INC.
| By: | /s/ Patrick Oakes
| Name: | Patrick Oakes
| Title: | Executive Vice President and Chief Financial Officer

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