<SEC-DOCUMENT>0001437749-25-011625-index.html : 20250410
<SEC-HEADER>0001437749-25-011625.hdr.sgml : 20250410
<ACCEPTANCE-DATETIME>20250410125019
ACCESSION NUMBER:		0001437749-25-011625
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20241231
FILED AS OF DATE:		20250410
DATE AS OF CHANGE:		20250410
EFFECTIVENESS DATE:		20250410

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Waterstone Financial, Inc.
		CENTRAL INDEX KEY:			0001569994
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36271
		FILM NUMBER:		25827536

	BUSINESS ADDRESS:	
		STREET 1:		11200 WEST PLANK COURT
		CITY:			WAUWATOSA
		STATE:			WI
		ZIP:			53226
		BUSINESS PHONE:		(414) 761-1000

	MAIL ADDRESS:	
		STREET 1:		11200 WEST PLANK COURT
		CITY:			WAUWATOSA
		STATE:			WI
		ZIP:			53226
</SEC-HEADER>
<DOCUMENT>
<TYPE>ARS
<SEQUENCE>1
<FILENAME>waterstonears.pdf
<DESCRIPTION>ARS
<TEXT>
Document 1 - file: waterstonears.pdf

</DOCUMENT>
</SEC-DOCUMENT>