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Note 12 - Segment Reporting (Tables) | 6 Months Ended
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Jun. 30, 2025
Notes Tables |
Reconciliation of Revenue from Segments to Consolidated [Table Text Block] |
|  | As of or for the three months ended June 30, 2025 |
|  |  |  |  |  |  |  |  |  | Holding |  |  |  |  |
|  | Community |  |  | Mortgage |  |  | Company and |  |  |  |  |
|  | Banking |  |  | Banking |  |  | Other |  |  | Consolidated |
|  | (In Thousands) |
Net interest income |  | $ | 13,640 |  |  | $ | 53 |  |  | $ | 15 |  |  | $ | 13,708 |
Provision (credit) for credit losses |  |  | (19 | ) |  |  | 10 |  |  |  | - |  |  |  | (9 | )
Net interest income after provision (credit) for credit losses |  |  | 13,659 |  |  |  | 43 |  |  |  | 15 |  |  |  | 13,717 |
Noninterest income: |  |  | 1,686 |  |  |  | 22,643 |  |  |  | - |  |  |  | 24,329 |
Noninterest expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Compensation, payroll taxes, and other employee benefits |  |  | 5,027 |  |  |  | 16,312 |  |  |  | (218 | ) |  |  | 21,121 |
Occupancy, office furniture and equipment |  |  | 920 |  |  |  | 833 |  |  |  | - |  |  |  | 1,753 |
Advertising |  |  | 219 |  |  |  | 527 |  |  |  | - |  |  |  | 746 |
Data processing |  |  | 806 |  |  |  | 507 |  |  |  | - |  |  |  | 1,313 |
Communications |  |  | 99 |  |  |  | 158 |  |  |  | - |  |  |  | 257 |
Professional fees |  |  | 196 |  |  |  | 303 |  |  |  | 1 |  |  |  | 500 |
Real estate owned |  |  | (8 | ) |  |  | - |  |  |  | - |  |  |  | (8 | )
Loan processing expense |  |  | - |  |  |  | 817 |  |  |  | - |  |  |  | 817 |
Other |  |  | 466 |  |  |  | 1,230 |  |  |  | 182 |  |  |  | 1,878 |
Total noninterest expenses |  |  | 7,725 |  |  |  | 20,687 |  |  |  | (35 | ) |  |  | 28,377 |
Income before income tax expense |  |  | 7,620 |  |  |  | 1,999 |  |  |  | 50 |  |  |  | 9,669 |
Income tax expense |  |  | 1,400 |  |  |  | 531 |  |  |  | 11 |  |  |  | 1,942 |
Net income |  | $ | 6,220 |  |  | $ | 1,468 |  |  | $ | 39 |  |  | $ | 7,727 |
Total Assets |  | $ | 2,480,038 |  |  | $ | 197,497 |  |  | $ | (420,975 | ) |  | $ | 2,256,560 |
|  | As of or for the three months ended June 30, 2024 |
|  |  |  |  |  |  |  |  |  | Holding |  |  |  |  |
|  | Community |  |  | Mortgage |  |  | Company and |  |  |  |  |
|  | Banking |  |  | Banking |  |  | Other |  |  | Consolidated |
|  | (In Thousands) |
Net interest income (expense) |  | $ | 11,234 |  |  | $ | (552 | ) |  | $ | (3 | ) |  | $ | 10,679 |
Provision (credit) for credit losses |  |  | (279 | ) |  |  | 54 |  |  |  | - |  |  |  | (225 | )
Net interest income (expense) after provision (credit) for credit losses |  |  | 11,513 |  |  |  | (606 | ) |  |  | (3 | ) |  |  | 10,904 |
Noninterest income: |  |  | 1,491 |  |  |  | 25,081 |  |  |  | (75 | ) |  |  | 26,497 |
Noninterest expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Compensation, payroll taxes, and other employee benefits |  |  | 5,116 |  |  |  | 16,886 |  |  |  | (240 | ) |  |  | 21,762 |
Occupancy, office furniture and equipment |  |  | 983 |  |  |  | 1,046 |  |  |  | - |  |  |  | 2,029 |
Advertising |  |  | 229 |  |  |  | 758 |  |  |  | - |  |  |  | 987 |
Data processing |  |  | 687 |  |  |  | 549 |  |  |  | 6 |  |  |  | 1,242 |
Communications |  |  | 72 |  |  |  | 168 |  |  |  | - |  |  |  | 240 |
Professional fees |  |  | 177 |  |  |  | 569 |  |  |  | 12 |  |  |  | 758 |
Real estate owned |  |  | 1 |  |  |  | - |  |  |  | - |  |  |  | 1 |
Loan processing expense |  |  | - |  |  |  | 861 |  |  |  | - |  |  |  | 861 |
Other |  |  | 672 |  |  |  | 1,641 |  |  |  | 66 |  |  |  | 2,379 |
Total noninterest expenses |  |  | 7,937 |  |  |  | 22,478 |  |  |  | (156 | ) |  |  | 30,259 |
Income before income tax expense |  |  | 5,067 |  |  |  | 1,997 |  |  |  | 78 |  |  |  | 7,142 |
Income tax expense |  |  | 718 |  |  |  | 684 |  |  |  | 28 |  |  |  | 1,430 |
Net income |  | $ | 4,349 |  |  | $ | 1,313 |  |  | $ | 50 |  |  | $ | 5,712 |
Total Assets |  | $ | 2,515,343 |  |  | $ | 262,326 |  |  | $ | (488,055 | ) |  | $ | 2,289,614 |
|  | As of or for the six months ended June 30, 2025 |
|  |  |  |  |  |  |  |  |  | Holding |  |  |  |  |
|  | Community |  |  | Mortgage |  |  | Company and |  |  |  |  |
|  | Banking |  |  | Banking |  |  | Other |  |  | Consolidated |
|  | (In Thousands) |
Net interest income |  | $ | 26,043 |  |  | $ | 205 |  |  | $ | 36 |  |  | $ | 26,284 |
Provision (credit) for credit losses |  |  | (537 | ) |  |  | (30 | ) |  |  | - |  |  |  | (567 | )
Net interest income after provision (credit) for credit losses |  |  | 26,580 |  |  |  | 235 |  |  |  | 36 |  |  |  | 26,851 |
Noninterest income: |  |  | 3,034 |  |  |  | 38,374 |  |  |  | 18 |  |  |  | 41,426 |
Noninterest expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Compensation, payroll taxes, and other employee benefits |  |  | 10,239 |  |  |  | 28,366 |  |  |  | (437 | ) |  |  | 38,168 |
Occupancy, office furniture and equipment |  |  | 1,996 |  |  |  | 1,686 |  |  |  | - |  |  |  | 3,682 |
Advertising |  |  | 390 |  |  |  | 1,079 |  |  |  | - |  |  |  | 1,469 |
Data processing |  |  | 1,518 |  |  |  | 1,005 |  |  |  | 2 |  |  |  | 2,525 |
Communications |  |  | 199 |  |  |  | 293 |  |  |  | - |  |  |  | 492 |
Professional fees |  |  | 543 |  |  |  | 1,676 |  |  |  | 17 |  |  |  | 2,236 |
Real estate owned |  |  | (18 | ) |  |  | - |  |  |  | - |  |  |  | (18 | )
Loan processing expense |  |  | - |  |  |  | 1,737 |  |  |  | - |  |  |  | 1,737 |
Other |  |  | 1,062 |  |  |  | 2,981 |  |  |  | 393 |  |  |  | 4,436 |
Total noninterest expenses |  |  | 15,929 |  |  |  | 38,823 |  |  |  | (25 | ) |  |  | 54,727 |
Income (loss) before income tax expense (benefit) |  |  | 13,685 |  |  |  | (214 | ) |  |  | 79 |  |  |  | 13,550 |
Income tax expense (benefit) |  |  | 2,827 |  |  |  | (57 | ) |  |  | 17 |  |  |  | 2,787 |
Net income (loss) |  | $ | 10,858 |  |  | $ | (157 | ) |  | $ | 62 |  |  | $ | 10,763 |
|  | As of or for the six months ended June 30, 2024 |
|  |  |  |  |  |  |  |  |  | Holding |  |  |  |  |
|  | Community |  |  | Mortgage |  |  | Company and |  |  |  |  |
|  | Banking |  |  | Banking |  |  | Other |  |  | Consolidated |
|  | (In Thousands) |
Net interest income (loss) |  | $ | 22,832 |  |  | $ | (1,093 | ) |  | $ | 77 |  |  | $ | 21,816 |
Provision (credit) for credit losses |  |  | (174 | ) |  |  | 16 |  |  |  | - |  |  |  | (158 | )
Net interest income (expense) after provision (credit) for credit losses |  |  | 23,006 |  |  |  | (1,109 | ) |  |  | 77 |  |  |  | 21,974 |
Noninterest income: |  |  | 2,481 |  |  |  | 45,409 |  |  |  | (145 | ) |  |  | 47,745 |
Noninterest expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Compensation, payroll taxes, and other employee benefits |  |  | 10,476 |  |  |  | 31,642 |  |  |  | (480 | ) |  |  | 41,638 |
Occupancy, office furniture and equipment |  |  | 1,983 |  |  |  | 2,154 |  |  |  | - |  |  |  | 4,137 |
Advertising |  |  | 403 |  |  |  | 1,498 |  |  |  | - |  |  |  | 1,901 |
Data processing |  |  | 1,380 |  |  |  | 1,057 |  |  |  | 11 |  |  |  | 2,448 |
Communications |  |  | 137 |  |  |  | 329 |  |  |  | - |  |  |  | 466 |
Professional fees |  |  | 385 |  |  |  | 1,089 |  |  |  | 27 |  |  |  | 1,501 |
Real estate owned |  |  | 14 |  |  |  | - |  |  |  | - |  |  |  | 14 |
Loan processing expense |  |  | - |  |  |  | 1,907 |  |  |  | - |  |  |  | 1,907 |
Other |  |  | 1,363 |  |  |  | 2,258 |  |  |  | 176 |  |  |  | 3,797 |
Total noninterest expenses |  |  | 16,141 |  |  |  | 41,934 |  |  |  | (266 | ) |  |  | 57,809 |
Income before income tax expense |  |  | 9,346 |  |  |  | 2,366 |  |  |  | 198 |  |  |  | 11,910 |
Income tax expense |  |  | 2,357 |  |  |  | 755 |  |  |  | 48 |  |  |  | 3,160 |
Net income |  | $ | 6,989 |  |  | $ | 1,611 |  |  | $ | 150 |  |  | $ | 8,750 |

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