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v3.25.2

Note 3 - Loans Receivable - Activity in Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Balance | $ 17,905 | $ 18,549 | $ 18,247 | $ 18,549
Provision (credit) for credit losses - loans | (115) | (143) | (469) | (146)
Charge-offs | (4) | (4) | (25) | (15)
Recoveries | 14 | 12 | 47 | 26
Balance | 17,800 | 18,414 | 17,800 | 18,414
Residential Portfolio Segment [Member] | One to Four Family [Member] |  |  |  |
Balance | 4,979 | 6,609 | 5,286 | 6,886
Provision (credit) for credit losses - loans | 126 | (778) | (213) | (1,062)
Charge-offs | 0 | 0 | 0 | (3)
Recoveries | 5 | 7 | 37 | 17
Balance | 5,110 | 5,838 | 5,110 | 5,838
Residential Portfolio Segment [Member] | Multifamily [Member] |  |  |  |
Balance | 6,938 | 7,367 | 7,079 | 7,318
Provision (credit) for credit losses - loans | (283) | (94) | (424) | (47)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 3 | 0 | 5
Balance | 6,655 | 7,276 | 6,655 | 7,276
Residential Portfolio Segment [Member] | Home Equity Loan [Member] |  |  |  |
Balance | 193 | 229 | 212 | 211
Provision (credit) for credit losses - loans | 4 | 44 | (15) | 62
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance | 197 | 273 | 197 | 273
Construction and Land Portfolio Segment [Member] |  |  |  |
Balance | 1,042 | 1,111 | 1,205 | 983
Provision (credit) for credit losses - loans | 138 | 116 | (26) | 243
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 1 | 1 | 2 | 2
Balance | 1,181 | 1,228 | 1,181 | 1,228
Commercial Real Estate Portfolio Segment [Member] |  |  |  |
Balance | 4,173 | 2,610 | 3,920 | 2,561
Provision (credit) for credit losses - loans | 14 | 616 | 267 | 664
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 1 | 0 | 2
Balance | 4,187 | 3,227 | 4,187 | 3,227
Consumer Portfolio Segment [Member] |  |  |  |
Balance | 77 | 55 | 79 | 56
Provision (credit) for credit losses - loans | (4) | 13 | 15 | 20
Charge-offs | (4) | (4) | (25) | (12)
Recoveries | 8 | 0 | 8 | 0
Balance | 77 | 64 | 77 | 64
Commercial Portfolio Segment [Member] |  |  |  |
Balance | 503 | 568 | 466 | 534
Provision (credit) for credit losses - loans | (110) | (60) | (73) | (26)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance | $ 393 | $ 508 | $ 393 | $ 508

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph c -Publisher SEC Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (1) -Publisher SEC Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (3) -Publisher SEC Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 + Details
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