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v3.25.3

Note 3 - Loans Receivable - Activity in Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024
Balance | $ 17,800 | $ 18,414 | $ 18,247 | $ 18,549
Provision (credit) for credit losses - loans | (130) | (293) | (599) | (439)
Charge-offs | (17) | (14) | (42) | (29)
Recoveries | 17 | 91 | 64 | 117
Balance | 17,670 | 18,198 | 17,670 | 18,198
Residential Portfolio Segment [Member] | One to Four Family [Member] |  |  |  |
Balance | 5,110 | 5,838 | 5,286 | 6,886
Provision (credit) for credit losses - loans | (176) | (599) | (389) | (1,661)
Charge-offs | 0 | 0 | 0 | (3)
Recoveries | 14 | 87 | 51 | 104
Balance | 4,948 | 5,326 | 4,948 | 5,326
Residential Portfolio Segment [Member] | Multifamily [Member] |  |  |  |
Balance | 6,655 | 7,276 | 7,079 | 7,318
Provision (credit) for credit losses - loans | 430 | (196) | 6 | (243)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 3 | 3 | 3 | 8
Balance | 7,088 | 7,083 | 7,088 | 7,083
Residential Portfolio Segment [Member] | Home Equity Loan [Member] |  |  |  |
Balance | 197 | 273 | 212 | 211
Provision (credit) for credit losses - loans | (9) | (74) | (24) | (12)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance | 188 | 199 | 188 | 199
Construction and Land Portfolio Segment [Member] |  |  |  |
Balance | 1,181 | 1,228 | 1,205 | 983
Provision (credit) for credit losses - loans | (40) | 28 | (66) | 271
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 2 | 2
Balance | 1,141 | 1,256 | 1,141 | 1,256
Commercial Real Estate Portfolio Segment [Member] |  |  |  |
Balance | 4,187 | 3,227 | 3,920 | 2,561
Provision (credit) for credit losses - loans | (278) | 540 | (11) | 1,204
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 1 | 0 | 3
Balance | 3,909 | 3,768 | 3,909 | 3,768
Consumer Portfolio Segment [Member] |  |  |  |
Balance | 77 | 64 | 79 | 56
Provision (credit) for credit losses - loans | 30 | 23 | 45 | 43
Charge-offs | (17) | (14) | (42) | (26)
Recoveries | 0 | 0 | 8 | 0
Balance | 90 | 73 | 90 | 73
Commercial Portfolio Segment [Member] |  |  |  |
Balance | 393 | 508 | 466 | 534
Provision (credit) for credit losses - loans | (87) | (15) | (160) | (41)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance | $ 306 | $ 493 | $ 306 | $ 493

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph c -Publisher SEC Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (1) -Publisher SEC Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph a -Subparagraph (3) -Publisher SEC Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 + Details
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