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Note 11 - Fair Value Measurements (Tables) | 9 Months Ended
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Sep. 30, 2025
Notes Tables |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] |
|  |  |  |  |  | Fair Value Measurements Using |
|  | September 30, 2025 |  |  | Level 1 |  |  | Level 2 |  |  | Level 3 |
|  | (In Thousands) |
Assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Available for sale securities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage-backed securities |  | $ | 10,305 |  |  | $ | - |  |  | $ | 10,305 |  |  | $ | - |
Collateralized mortgage obligations |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Government sponsored enterprise issued |  |  | 148,006 |  |  |  | - |  |  |  | 148,006 |  |  |  | - |
Private-label issued |  |  | 5,707 |  |  |  | - |  |  |  | 5,707 |  |  |  | - |
Municipal securities |  |  | 53,585 |  |  |  | - |  |  |  | 53,585 |  |  |  | - |
Other debt securities |  |  | 8,800 |  |  |  | - |  |  |  | 8,800 |  |  |  | - |
Loans held for sale |  |  | 135,676 |  |  |  | - |  |  |  | 135,676 |  |  |  | - |
Mortgage banking derivative assets |  |  | 1,016 |  |  |  | - |  |  |  | - |  |  |  | 1,016 |
Interest rate swap assets |  |  | 7,343 |  |  |  | - |  |  |  | 7,343 |  |  |  | - |
Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage banking derivative liabilities |  |  | 477 |  |  |  | - |  |  |  | - |  |  |  | 477 |
Interest rate swap liabilities |  |  | 7,343 |  |  |  | - |  |  |  | 7,343 |  |  |  | - |
|  |  |  |  |  | Fair Value Measurements Using |
|  | December 31, 2024 |  |  | Level 1 |  |  | Level 2 |  |  | Level 3 |
|  | (In Thousands) |
Assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Available for sale securities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage-backed securities |  | $ | 9,611 |  |  | $ | - |  |  | $ | 9,611 |  |  | $ | - |
Collateralized mortgage obligations |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Government sponsored enterprise issued |  |  | 131,736 |  |  |  | - |  |  |  | 131,736 |  |  |  | - |
Private-label issued |  |  | 6,400 |  |  |  | - |  |  |  | 6,400 |  |  |  | - |
Government sponsored enterprise bonds |  |  | 2,440 |  |  |  | - |  |  |  | 2,440 |  |  |  | - |
Municipal securities |  |  | 47,076 |  |  |  | - |  |  |  | 47,076 |  |  |  | - |
Other debt securities |  |  | 11,286 |  |  |  | - |  |  |  | 11,286 |  |  |  | - |
Loans held for sale |  |  | 135,909 |  |  |  | - |  |  |  | 135,909 |  |  |  | - |
Mortgage banking derivative assets |  |  | 897 |  |  |  | - |  |  |  | - |  |  |  | 897 |
Interest rate swap assets |  |  | 12,575 |  |  |  | - |  |  |  | 12,575 |  |  |  | - |
Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage banking derivative liabilities |  |  | 46 |  |  |  | - |  |  |  | - |  |  |  | 46 |
Interest rate swap liabilities |  |  | 12,575 |  |  |  | - |  |  |  | 12,575 |  |  |  | - |
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] |
|  | Three months ended September 30, |  |  | Nine months ended September 30, |
|  | 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
|  | (In Thousands) |  |  | (In Thousands) |
Mortgage derivative, net balance at the beginning of the period |  | $ | 335 |  |  | $ | 1,164 |  |  | $ | 851 |  |  | $ | (30 | )
Mortgage derivative (loss) gain, net |  |  | 204 |  |  |  | (252 | ) |  |  | (312 | ) |  |  | 942 |
Mortgage derivative, net balance at the end of the period |  | $ | 539 |  |  | $ | 912 |  |  | $ | 539 |  |  | $ | 912 |
Fair Value Measurements, Nonrecurring [Table Text Block] |
|  |  |  |  |  | Fair Value Measurements Using |
|  | September 30, 2025 |  |  | Level 1 |  |  | Level 2 |  |  | Level 3 |
|  | (In Thousands) |
Real estate owned |  | $ | 85 |  |  | $ | - |  |  | $ | - |  |  | $ | 85 |
Impaired MSR |  |  | 4 |  |  |  | - |  |  |  | - |  |  |  | 4 |
|  |  |  |  |  | Fair Value Measurements Using |
|  | December 31, 2024 |  |  | Level 1 |  |  | Level 2 |  |  | Level 3 |
|  | (In Thousands) |
Real estate owned |  | $ | 505 |  |  | $ | - |  |  | $ | - |  |  | $ | 505 |
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] |
|  |  |  |  |  |  |  |  | Significant Unobservable Input Value |
|  | Fair Value at |  |  |  | Significant |  |  |  |  |  |  |  |  |
|  | September 30, |  | Valuation |  | Unobservable |  | Minimum |  |  | Maximum |  |  | Weighted |
|  | 2025 |  | Technique |  | Inputs |  | Value |  |  | Value |  |  | Average |
|  |  | (Dollars in Thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage banking derivatives |  | $ | 539 |  | Pricing models |  | Pull through rate |  |  | 13.1 | % |  |  | 100.0 | % |  |  | 69.2 | %
Real estate owned |  |  | 85 |  | Market approach |  | Discount rates applied to appraisals |  |  | 20.4 | % |  |  | 20.4 | % |  |  | 20.4 | %
Mortgage servicing rights |  |  | 1,327 |  | Pricing models |  | Prepayment rate |  |  | 8.1 | % |  |  | 47.1 | % |  |  | 12.7 | %
|  |  |  |  |  |  | Discount rate |  |  | 9.5 | % |  |  | 11.0 | % |  |  | 9.5 | %
|  |  | December 31, |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  | 2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Mortgage banking derivatives |  | $ | 851 |  | Pricing models |  | Pull through rate |  |  | 13.7 | % |  |  | 100.0 | % |  |  | 66.3 | %
Real estate owned |  |  | 505 |  | Market approach |  | Discount rates applied to appraisals |  |  | 32.4 | % |  |  | 96.9 | % |  |  | 79.6 | %
Fair Value, by Balance Sheet Grouping [Table Text Block] |
|  | September 30, 2025 |  |  | December 31, 2024 |
|  | Carrying |  |  | Fair Value |  |  | Carrying |  |  | Fair Value |
|  | amount |  |  | Total |  |  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | amount |  |  | Total |  |  | Level 1 |  |  | Level 2 |  |  | Level 3 |
|  | (In Thousands) |
Financial Assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 53,768 |  |  | $ | 53,768 |  |  | $ | 53,768 |  |  | $ | - |  |  | $ | - |  |  | $ | 39,761 |  |  | $ | 39,761 |  |  | $ | 39,761 |  |  | $ | - |  |  | $ | - |
Loans receivable |  |  | 1,714,836 |  |  |  | 1,676,396 |  |  |  | - |  |  |  | - |  |  |  | 1,676,396 |  |  |  | 1,680,576 |  |  |  | 1,603,437 |  |  |  | - |  |  |  | - |  |  |  | 1,603,437 |
FHLB stock |  |  | 20,707 |  |  |  | 20,707 |  |  |  | 20,707 |  |  |  | - |  |  |  | - |  |  |  | 20,295 |  |  |  | 20,295 |  |  |  | 20,295 |  |  |  | - |  |  |  | - |
Accrued interest receivable |  |  | 8,106 |  |  |  | 8,106 |  |  |  | 8,106 |  |  |  | - |  |  |  | - |  |  |  | 7,853 |  |  |  | 7,853 |  |  |  | 7,853 |  |  |  | - |  |  |  | - |
Mortgage servicing rights |  |  | 1,039 |  |  |  | 1,327 |  |  |  | - |  |  |  | - |  |  |  | 1,327 |  |  |  | 732 |  |  |  | 807 |  |  |  | - |  |  |  | - |  |  |  | 807 |
Financial Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deposits |  |  | 1,385,973 |  |  |  | 1,385,591 |  |  |  | 483,346 |  |  |  | 902,245 |  |  |  | - |  |  |  | 1,359,897 |  |  |  | 1,359,381 |  |  |  | 454,358 |  |  |  | 905,023 |  |  |  | - |
Advance payments by borrowers for taxes |  |  | 26,993 |  |  |  | 26,993 |  |  |  | 26,993 |  |  |  | - |  |  |  | - |  |  |  | 5,630 |  |  |  | 5,630 |  |  |  | 5,630 |  |  |  | - |  |  |  | - |
Borrowings |  |  | 469,061 |  |  |  | 465,283 |  |  |  | - |  |  |  | 465,283 |  |  |  | - |  |  |  | 446,519 |  |  |  | 439,455 |  |  |  | - |  |  |  | 439,455 |  |  |  | - |
Accrued interest payable |  |  | 3,815 |  |  |  | 3,815 |  |  |  | 3,815 |  |  |  | - |  |  |  | - |  |  |  | 3,340 |  |  |  | 3,340 |  |  |  | 3,340 |  |  |  | - |  |  |  | - |

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- Definition Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 101 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482078/820-10-55-101 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
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- Definition Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
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