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Note 11 - Fair Value Measurements (Tables)

9 Months Ended

Sep. 30, 2025

Notes Tables

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]

						Fair Value Measurements Using
		September 30, 2025				Level 1				Level 2				Level 3
		(In Thousands)
Assets
Available for sale securities
Mortgage-backed securities		$	10,305			$	-			$	10,305			$	-
Collateralized mortgage obligations
Government sponsored enterprise issued			148,006				-				148,006				-
Private-label issued			5,707				-				5,707				-
Municipal securities			53,585				-				53,585				-
Other debt securities			8,800				-				8,800				-
Loans held for sale			135,676				-				135,676				-
Mortgage banking derivative assets			1,016				-				-				1,016
Interest rate swap assets			7,343				-				7,343				-
Liabilities
Mortgage banking derivative liabilities			477				-				-				477
Interest rate swap liabilities			7,343				-				7,343				-

						Fair Value Measurements Using
		December 31, 2024				Level 1				Level 2				Level 3
		(In Thousands)
Assets
Available for sale securities
Mortgage-backed securities		$	9,611			$	-			$	9,611			$	-
Collateralized mortgage obligations
Government sponsored enterprise issued			131,736				-				131,736				-
Private-label issued			6,400				-				6,400				-
Government sponsored enterprise bonds			2,440				-				2,440				-
Municipal securities			47,076				-				47,076				-
Other debt securities			11,286				-				11,286				-
Loans held for sale			135,909				-				135,909				-
Mortgage banking derivative assets			897				-				-				897
Interest rate swap assets			12,575				-				12,575				-
Liabilities
Mortgage banking derivative liabilities			46				-				-				46
Interest rate swap liabilities			12,575				-				12,575				-

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

		Three months ended September 30,								Nine months ended September 30,
		2025				2024				2025				2024
		(In Thousands)								(In Thousands)
Mortgage derivative, net balance at the beginning of the period		$	335			$	1,164			$	851			$	(30	)
Mortgage derivative (loss) gain, net			204				(252	)			(312	)			942
Mortgage derivative, net balance at the end of the period		$	539			$	912			$	539			$	912

Fair Value Measurements, Nonrecurring [Table Text Block]

						Fair Value Measurements Using
		September 30, 2025				Level 1				Level 2				Level 3
		(In Thousands)
Real estate owned		$	85			$	-			$	-			$	85
Impaired MSR			4				-				-				4

						Fair Value Measurements Using
		December 31, 2024				Level 1				Level 2				Level 3
		(In Thousands)
Real estate owned		$	505			$	-			$	-			$	505

Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]

									Significant Unobservable Input Value
		Fair Value at					Significant
		September 30,			Valuation		Unobservable		Minimum				Maximum				Weighted
		2025			Technique		Inputs		Value				Value				Average
			(Dollars in Thousands)
Mortgage banking derivatives		$	539		Pricing models		Pull through rate			13.1	%			100.0	%			69.2	%
Real estate owned			85		Market approach		Discount rates applied to appraisals			20.4	%			20.4	%			20.4	%
Mortgage servicing rights			1,327		Pricing models		Prepayment rate			8.1	%			47.1	%			12.7	%
							Discount rate			9.5	%			11.0	%			9.5	%
			December 31,
			2024
Mortgage banking derivatives		$	851		Pricing models		Pull through rate			13.7	%			100.0	%			66.3	%
Real estate owned			505		Market approach		Discount rates applied to appraisals			32.4	%			96.9	%			79.6	%

Fair Value, by Balance Sheet Grouping [Table Text Block]

		September 30, 2025																				December 31, 2024
		Carrying				Fair Value																Carrying				Fair Value
		amount				Total				Level 1				Level 2				Level 3				amount				Total				Level 1				Level 2				Level 3
		(In Thousands)
Financial Assets
Cash and cash equivalents		$	53,768			$	53,768			$	53,768			$	-			$	-			$	39,761			$	39,761			$	39,761			$	-			$	-
Loans receivable			1,714,836				1,676,396				-				-				1,676,396				1,680,576				1,603,437				-				-				1,603,437
FHLB stock			20,707				20,707				20,707				-				-				20,295				20,295				20,295				-				-
Accrued interest receivable			8,106				8,106				8,106				-				-				7,853				7,853				7,853				-				-
Mortgage servicing rights			1,039				1,327				-				-				1,327				732				807				-				-				807
Financial Liabilities
Deposits			1,385,973				1,385,591				483,346				902,245				-				1,359,897				1,359,381				454,358				905,023				-
Advance payments by borrowers for taxes			26,993				26,993				26,993				-				-				5,630				5,630				5,630				-				-
Borrowings			469,061				465,283				-				465,283				-				446,519				439,455				-				439,455				-
Accrued interest payable			3,815				3,815				3,815				-				-				3,340				3,340				3,340				-				-

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