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Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Loans $ 26,625 $ 26,590 $ 77,578 $ 76,675
Mortgage-related securities 1,365 1,137 3,809 3,360
Debt securities, federal funds sold and short-term investments 1,566 1,464 4,609 4,081
Total interest income 29,556 29,191 85,996 84,116
Interest expense:        
Deposits 10,527 10,477 32,826 29,163
Borrowings 4,290 7,197 12,147 21,620
Total interest expense 14,817 17,674 44,973 50,783
Net interest income 14,739 11,517 41,023 33,333
Provision (credit) for credit losses (269) (377) (836) (535)
Net interest income after provision (credit) for credit losses 15,008 11,894 41,859 33,868
Noninterest income:        
Service charges on loans and deposits 618 545 1,624 1,434
Increase in cash surrender value of life insurance 526 410 2,021 1,562
Mortgage banking income 20,875 21,294 59,162 66,200
Other 283 303 921 1,101
Total noninterest income 22,302 22,552 63,728 70,297
Noninterest expenses:        
Compensation, payroll taxes, and other employee benefits 20,534 21,017 58,702 62,655
Occupancy, office furniture, and equipment 1,688 1,857 5,370 5,994
Advertising 712 926 2,181 2,827
Data processing 1,210 1,297 3,735 3,745
Communications 249 232 741 698
Professional fees 380 569 2,616 2,070
Real estate owned 4 0 (14) 14
Loan processing expense 688 697 2,425 2,604
Other 2,001 1,965 6,437 5,762
Total noninterest expenses 27,466 28,560 82,193 86,369
Income before income taxes 9,844 5,886 23,394 17,796
Income tax expense 1,918 1,158 4,705 4,318
Net income $ 7,926 $ 4,728 $ 18,689 $ 13,478
Income per share:        
Basic earnings per share (in dollars per share) $ 0.45 $ 0.26 $ 1.04 $ 0.72
Diluted earnings per share (in dollars per share) $ 0.45 $ 0.26 $ 1.04 $ 0.72
Weighted average shares outstanding:        
Basic (in shares) 17,639 18,350 17,962 18,631
Diluted (in shares) 17,671 18,445 17,985 18,677