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v3.25.1

Borrowings - Schedule of Asset-backed Notes (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2025 | Dec. 31, 2024
Debt Instrument [Line Items] |  |
Current note balance | $ 863,859 | $ 1,080,690
Asset-Backed Notes |  |
Debt Instrument [Line Items] |  |
Initial note amount issued | 2,100,000 | 2,475,000
Current note balance | 863,859 | 1,080,690
Asset-Backed Notes | Initial Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | 2,156,937 | 2,540,569
Asset-Backed Notes | Current Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | 936,021 | 1,169,941
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-3) |  |
Debt Instrument [Line Items] |  |
Initial note amount issued | 300,000 | 300,000
Current note balance | $ 40,072 | $ 54,463
Weighted average interest rate (as a percent) | 11.89% | 11.43%
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-3) | Initial Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | $ 310,993 | $ 310,993
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-3) | Current Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | 45,878 | 62,323
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-2) |  |
Debt Instrument [Line Items] |  |
Initial note amount issued | 400,000 | 400,000
Current note balance | $ 28,307 | $ 40,453
Weighted average interest rate (as a percent) | 11.34% | 10.82%
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-2) | Initial Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | $ 410,212 | $ 410,212
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-2) | Current Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | 32,561 | 46,578
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-A) |  |
Debt Instrument [Line Items] |  |
Initial note amount issued | 400,000 | 400,000
Current note balance | $ 207,902 | $ 261,939
Weighted average interest rate (as a percent) | 5.81% | 5.65%
Original revolving period | 2 years | 2 years
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-A) | Initial Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | $ 410,211 | $ 410,211
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-A) | Current Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | 225,325 | 280,234
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-C) |  |
Debt Instrument [Line Items] |  |
Initial note amount issued | 500,000 | 500,000
Current note balance | $ 353,483 | $ 427,872
Weighted average interest rate (as a percent) | 2.48% | 2.48%
Original revolving period | 3 years | 3 years
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-C) | Initial Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | $ 512,762 | $ 512,762
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-C) | Current Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | 378,382 | 460,500
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-B) |  |
Debt Instrument [Line Items] |  |
Initial note amount issued | 500,000 | 500,000
Current note balance | $ 234,095 | $ 295,963
Weighted average interest rate (as a percent) | 2.06% | 2.06%
Original revolving period | 3 years | 3 years
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-B) | Initial Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | $ 512,759 | $ 512,759
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-B) | Current Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance | $ 253,875 | 320,306
Asset-Backed Notes | Oportun Funding XIV, LLC (Series 2021-A) |  |
Debt Instrument [Line Items] |  |
Initial note amount issued |  | 375,000
Current note balance |  | $ 0
Weighted average interest rate (as a percent) |  | 0.00%
Original revolving period |  | 2 years
Asset-Backed Notes | Oportun Funding XIV, LLC (Series 2021-A) | Initial Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance |  | $ 383,632
Asset-Backed Notes | Oportun Funding XIV, LLC (Series 2021-A) | Current Collateral |  |
Debt Instrument [Line Items] |  |
Collateral balance |  | $ 0

X
- Definition Fair value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by asset of the borrower. + References No definition available. + Details
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