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v3.25.1

Borrowings - Corporate Financing, Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands |  | 3 Months Ended |  |  |  |
--- | --- | --- | --- | --- | --- | ---
Oct. 23, 2024 | Mar. 31, 2025 | Jul. 31, 2025 | Dec. 31, 2024 | Nov. 14, 2024 | Mar. 10, 2023
Debt Instrument [Line Items] |  |  |  |  |  |
Warrants issued, exercise price (in USD per share) |  | $ 0.01 |  | $ 0.01 |  | $ 0.01
Warrants issued (in shares) |  |  |  |  |  | 4,193,453
Asset-Backed Notes |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |
Original amount |  | $ 2,100,000 |  | $ 2,475,000 |  |
Asset-Backed Notes | Senior Secured Term Loans |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |
Original amount | $ 235,000 |  |  |  |  |
Interest rate (as a percent) | 15.00% |  |  |  |  |
Payment in kind rate (as a percent) | 2.50% |  |  |  |  |
Debt term | 4 years |  |  |  |  |
Debt instrument, repaid, principal |  | 5,000 |  |  |  |
Paid-in-kind interest |  | 1,300 |  |  |  |
Prepayment of debt | $ 10,000 |  |  |  |  |
Additional prepayment of debt | 10,000 |  |  |  |  |
Asset-Backed Notes | Senior Secured Term Loans | Forecast |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |
Remaining principal payment |  |  | $ 7,500 |  |  |
Asset-Backed Notes | Senior Secured Term Loans | On or prior to July 31, 2025 |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |
Debt instrument, required payment | 12,500 |  |  |  |  |
Asset-Backed Notes | Senior Secured Term Loans | On or prior to January 31, 2026 |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |
Debt instrument, required payment | $ 27,500 |  |  |  |  |
Acquisition and Corporate Financing Debt |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |
Original amount |  | $ 235,000 |  |  |  |
Acquisition and Corporate Financing Debt | Oportun Financial Corporation - Refinance |  |  |  |  |  |
Debt Instrument [Line Items] |  |  |  |  |  |
Warrants issued, exercise price (in USD per share) | $ 0.01 |  |  |  | $ 0.01 |
Warrants issued (in shares) | 4,853,006 |  |  |  | 4,853,006 |

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