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Borrowings - Schedule of Asset-backed Notes (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2025
Dec. 31, 2024
Debt Instrument [Line Items]    
Current note balance $ 863,859 $ 1,080,690
Asset-Backed Notes    
Debt Instrument [Line Items]    
Initial note amount issued 2,100,000 2,475,000
Current note balance 863,859 1,080,690
Asset-Backed Notes | Initial Collateral    
Debt Instrument [Line Items]    
Collateral balance 2,156,937 2,540,569
Asset-Backed Notes | Current Collateral    
Debt Instrument [Line Items]    
Collateral balance 936,021 1,169,941
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-3)    
Debt Instrument [Line Items]    
Initial note amount issued 300,000 300,000
Current note balance $ 40,072 $ 54,463
Weighted average interest rate (as a percent) 11.89% 11.43%
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-3) | Initial Collateral    
Debt Instrument [Line Items]    
Collateral balance $ 310,993 $ 310,993
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-3) | Current Collateral    
Debt Instrument [Line Items]    
Collateral balance 45,878 62,323
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-2)    
Debt Instrument [Line Items]    
Initial note amount issued 400,000 400,000
Current note balance $ 28,307 $ 40,453
Weighted average interest rate (as a percent) 11.34% 10.82%
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-2) | Initial Collateral    
Debt Instrument [Line Items]    
Collateral balance $ 410,212 $ 410,212
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-2) | Current Collateral    
Debt Instrument [Line Items]    
Collateral balance 32,561 46,578
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-A)    
Debt Instrument [Line Items]    
Initial note amount issued 400,000 400,000
Current note balance $ 207,902 $ 261,939
Weighted average interest rate (as a percent) 5.81% 5.65%
Original revolving period 2 years 2 years
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-A) | Initial Collateral    
Debt Instrument [Line Items]    
Collateral balance $ 410,211 $ 410,211
Asset-Backed Notes | Oportun Issuance Trust (Series 2022-A) | Current Collateral    
Debt Instrument [Line Items]    
Collateral balance 225,325 280,234
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-C)    
Debt Instrument [Line Items]    
Initial note amount issued 500,000 500,000
Current note balance $ 353,483 $ 427,872
Weighted average interest rate (as a percent) 2.48% 2.48%
Original revolving period 3 years 3 years
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-C) | Initial Collateral    
Debt Instrument [Line Items]    
Collateral balance $ 512,762 $ 512,762
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-C) | Current Collateral    
Debt Instrument [Line Items]    
Collateral balance 378,382 460,500
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-B)    
Debt Instrument [Line Items]    
Initial note amount issued 500,000 500,000
Current note balance $ 234,095 $ 295,963
Weighted average interest rate (as a percent) 2.06% 2.06%
Original revolving period 3 years 3 years
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-B) | Initial Collateral    
Debt Instrument [Line Items]    
Collateral balance $ 512,759 $ 512,759
Asset-Backed Notes | Oportun Issuance Trust (Series 2021-B) | Current Collateral    
Debt Instrument [Line Items]    
Collateral balance $ 253,875 320,306
Asset-Backed Notes | Oportun Funding XIV, LLC (Series 2021-A)    
Debt Instrument [Line Items]    
Initial note amount issued   375,000
Current note balance   $ 0
Weighted average interest rate (as a percent)   0.00%
Original revolving period   2 years
Asset-Backed Notes | Oportun Funding XIV, LLC (Series 2021-A) | Initial Collateral    
Debt Instrument [Line Items]    
Collateral balance   $ 383,632
Asset-Backed Notes | Oportun Funding XIV, LLC (Series 2021-A) | Current Collateral    
Debt Instrument [Line Items]    
Collateral balance   $ 0