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Borrowings - Schedule of Asset-backed Borrowings (Details) - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Debt Instrument [Line Items]
Loans receivable at fair value	$ 2,770,486	$ 2,778,523
Asset-backed borrowings at amortized cost	1,281,274	984,333
Pledged Asset
Debt Instrument [Line Items]
Loans receivable at fair value	1,280,960	982,582
Oportun Issuance Trust 2025-A
Debt Instrument [Line Items]
Asset-backed borrowings at amortized cost	420,393	0
Oportun Issuance Trust 2025-A | Pledged Asset
Debt Instrument [Line Items]
Loans receivable at fair value	425,107	0
Oportun Issuance Trust 2024-2
Debt Instrument [Line Items]
Asset-backed borrowings at amortized cost	157,510	188,316
Oportun Issuance Trust 2024-2 | Pledged Asset
Debt Instrument [Line Items]
Loans receivable at fair value	158,373	189,401
Oportun Issuance Trust 2024-1
Debt Instrument [Line Items]
Asset-backed borrowings at amortized cost	71,471	92,386
Oportun Issuance Trust 2024-1 | Pledged Asset
Debt Instrument [Line Items]
Loans receivable at fair value	71,709	92,759
Oportun CL Trust 2023-A
Debt Instrument [Line Items]
Asset-backed borrowings at amortized cost	196,064	195,855
Oportun CL Trust 2023-A | Pledged Asset
Debt Instrument [Line Items]
Loans receivable at fair value	197,390	197,390
Other Asset Backed Borrowings
Debt Instrument [Line Items]
Asset-backed borrowings at amortized cost	435,836	507,776
Other Asset Backed Borrowings | Pledged Asset
Debt Instrument [Line Items]
Loans receivable at fair value	$ 428,381	$ 503,032

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