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Revenue (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Interest income
Interest on loans	$ 217,529	$ 225,683
Fees on loans	2,692	4,907
Total interest income	220,221	230,590
Non-interest income
Servicing fees	3,538	3,409
Subscription revenue	5,044	6,519
Interest on member accounts	4,422	4,667
Gain on loan sales and other	2,679	5,297
Total non-interest income	$ 15,683	$ 19,892

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Represents fee income earned on consumer loans, including but not limited to origination fees, late fees, processing fees, and other fees charged in connection the issuance of the loan.

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Interest On Members Accounts

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All amounts that, per contract, are due to the servicer in exchange for servicing the financial asset and would no longer be received by a servicer if the beneficial owners of the serviced assets (or their trustees or agents) were to exercise their actual or potential authority under the contract to shift the servicing to another servicer. Depending on the servicing contract, those fees may include some or all of the difference between the interest rate collected on the asset being serviced and the rate to be paid to the beneficial owners of the asset.

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Amount of gain (loss) on sale of financing receivable.

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Interest and fee income generated from consumer loans. Consumer loans are loans to individuals for household, family, and other personal expenditures. Such loans include residential mortgages, home equity lines-of-credit, automobiles and marine transport loans, credit card transactions, and others.

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Amount of revenue earned, classified as other, excluding interest income.

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Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise.

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