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v3.25.2

Related Party Transactions (Details) $ / shares in Units, $ in Thousands |  |  |  | 1 Months Ended | 3 Months Ended | 6 Months Ended |  |  |  |
--- | --- | --- | --- | --- | --- | --- | --- | --- | --- | ---
Apr. 02, 2025 USD ($) | Oct. 23, 2024 USD ($) $ / shares shares | Mar. 10, 2023 USD ($) tranche $ / shares shares | May 31, 2025 shares | Jun. 30, 2025 USD ($) $ / shares shares | Jun. 30, 2024 USD ($) | Jun. 30, 2025 USD ($) $ / shares shares | Jun. 30, 2024 USD ($) | Dec. 31, 2024 USD ($) $ / shares shares | Apr. 26, 2024 USD ($) | Jun. 16, 2023 USD ($) | Sep. 14, 2022 USD ($)
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Warrants issued (in shares) | shares |  |  | 4,193,453 |  |  |  |  |  |  |  |  |
Warrants issued, exercise price (in USD per share) | $ / shares |  |  | $ 0.01 |  | $ 0.01 |  | $ 0.01 |  | $ 0.01 |  |  |
Issuance of common stock upon exercise of warrants (in shares) | shares |  |  |  | 6,363,671 |  |  |  |  |  |  |  |
Warrants outstanding (in shares) | shares |  |  |  |  | 2,682,788 |  | 2,682,788 |  | 9,046,459 |  |  |
Facility amount |  |  |  |  | $ 953,630 |  | $ 953,630 |  |  |  |  |
Interest expense |  |  |  |  | 59,538 | $ 54,244 | 116,941 | $ 108,709 |  |  |  |
Interest income |  |  |  |  | 218,281 | 231,373 | 438,502 | 461,963 |  |  |  |
Asset-backed borrowings at amortized cost |  |  |  |  | 1,605,597 |  | 1,605,597 |  | $ 984,333 |  |  |
Corporate financing |  |  |  |  | 193,944 |  | 193,944 |  | $ 203,751 |  |  |
Personal Loans |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Loan origination commitment, next twelve months, maximum amount |  |  |  |  |  |  |  |  |  |  | $ 300,000 |
PLW III Trust |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Facility amount |  |  |  |  | $ 187,500 |  | $ 187,500 |  |  |  |  |
Asset-Backed Notes | Senior Secured Term Loans |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Original amount |  | $ 235,000 |  |  |  |  |  |  |  |  |  |
Debt term |  | 4 years |  |  |  |  |  |  |  |  |  |
Credit Facility | PLW III Trust |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Debt term | 2 years |  |  |  |  |  |  |  |  |  |  |
Facility amount | $ 187,500 |  |  |  |  |  |  |  |  |  |  |
Interest rate, basis spread (as a percent) |  |  |  |  |  |  | 3.34% |  |  |  |  |
Credit Facility | PLW III Trust | Weighted Average |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Interest rate, basis spread (as a percent) | 3.34% |  |  |  |  |  |  |  |  |  |  |
Beneficial Owner |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Warrants issued (in shares) | shares |  | 2,426,503 | 4,193,453 |  |  |  |  |  |  |  |  |
Warrants issued, exercise price (in USD per share) | $ / shares |  | $ 0.01 | $ 0.01 |  |  |  |  |  |  |  |  |
Ownership percentage in stocks (greater than) |  |  |  |  | 10.00% |  | 10.00% |  |  |  |  |
Issuance of common stock upon exercise of warrants (in shares) | shares |  |  |  |  | 3,937,168 |  | 3,937,168 |  |  |  |  |
Warrants outstanding (in shares) | shares |  |  |  |  | 2,682,788 |  | 2,682,788 |  | 6,619,956 |  |  |
Asset-backed borrowings at amortized cost |  |  |  |  | $ 179,800 |  | $ 179,800 |  | $ 247,900 |  |  |
Corporate financing |  |  |  |  | 97,000 |  | 97,000 |  | 101,900 |  |  |
Secured financing |  |  |  |  | 15,900 |  | 15,900 |  |  |  |  |
Beneficial Owner | Personal Loans |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Loan origination commitment, maximum amount |  |  |  |  |  |  |  |  |  | $ 370,900 |  |
Financing receivable, transfers |  |  |  |  | 0 | 70,200 | 0 | 70,600 |  |  |  |
Interest income |  |  |  |  | 13,700 | 14,700 | 30,000 | 19,500 |  |  |  |
Beneficial Owner | New Corporate Financing Facility |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Proceeds from issuance of debt |  |  | $ 75,000 |  |  |  |  |  |  |  |  |
Number of tranches | tranche |  |  | 4 |  |  |  |  |  |  |  |  |
Beneficial Owner | Corporate Financing Facility |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Interest expense |  |  |  |  | 5,100 | 11,000 | 10,300 | 22,500 |  |  |  |
Beneficial Owner | Secured Borrowing Agreement |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Interest expense |  |  |  |  | 5,400 | $ 7,200 | 11,800 | $ 13,600 |  |  |  |
Beneficial Owner | PLW III Trust |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Interest expense |  |  |  |  | 400 |  | 400 |  |  |  |  |
Beneficial Owner | Term Loan | Senior Secured Term Loans |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Original amount |  |  |  |  |  |  |  |  |  |  |  | $ 150,000
Beneficial Owner | Asset-Backed Notes |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Loans receivable at fair value |  |  |  |  | 168,700 |  | 168,700 |  | $ 241,300 |  |  |
Beneficial Owner | Asset-Backed Notes | Senior Secured Term Loans |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Original amount |  | $ 235,000 |  |  |  |  |  |  |  |  |  |
Beneficial Owner | Warehouse Agreement Borrowings |  |  |  |  |  |  |  |  |  |  |  |
Related Party Transaction [Line Items] |  |  |  |  |  |  |  |  |  |  |  |
Loans receivable at fair value |  |  |  |  | $ 17,500 |  | $ 17,500 |  |  |  |  |

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- Definition The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)) -SubTopic 10 -Topic 210 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(16)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(16)(a)(2)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1 + Details
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