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Related Party Transactions (Details)
$ / shares in Units, $ in Thousands
1 Months Ended 3 Months Ended 6 Months Ended
Apr. 02, 2025
USD ($)
Oct. 23, 2024
USD ($)
$ / shares
shares
Mar. 10, 2023
USD ($)
tranche
$ / shares
shares
May 31, 2025
shares
Jun. 30, 2025
USD ($)
$ / shares
shares
Jun. 30, 2024
USD ($)
Jun. 30, 2025
USD ($)
$ / shares
shares
Jun. 30, 2024
USD ($)
Dec. 31, 2024
USD ($)
$ / shares
shares
Apr. 26, 2024
USD ($)
Jun. 16, 2023
USD ($)
Sep. 14, 2022
USD ($)
Related Party Transaction [Line Items]                        
Warrants issued (in shares) | shares     4,193,453                  
Warrants issued, exercise price (in USD per share) | $ / shares     $ 0.01   $ 0.01   $ 0.01   $ 0.01      
Issuance of common stock upon exercise of warrants (in shares) | shares       6,363,671                
Warrants outstanding (in shares) | shares         2,682,788   2,682,788   9,046,459      
Facility amount         $ 953,630   $ 953,630          
Interest expense         59,538 $ 54,244 116,941 $ 108,709        
Interest income         218,281 231,373 438,502 461,963        
Asset-backed borrowings at amortized cost         1,605,597   1,605,597   $ 984,333      
Corporate financing         193,944   193,944   $ 203,751      
Personal Loans                        
Related Party Transaction [Line Items]                        
Loan origination commitment, next twelve months, maximum amount                     $ 300,000  
PLW III Trust                        
Related Party Transaction [Line Items]                        
Facility amount         $ 187,500   $ 187,500          
Asset-Backed Notes | Senior Secured Term Loans                        
Related Party Transaction [Line Items]                        
Original amount   $ 235,000                    
Debt term   4 years                    
Credit Facility | PLW III Trust                        
Related Party Transaction [Line Items]                        
Debt term 2 years                      
Facility amount $ 187,500                      
Interest rate, basis spread (as a percent)             3.34%          
Credit Facility | PLW III Trust | Weighted Average                        
Related Party Transaction [Line Items]                        
Interest rate, basis spread (as a percent) 3.34%                      
Beneficial Owner                        
Related Party Transaction [Line Items]                        
Warrants issued (in shares) | shares   2,426,503 4,193,453                  
Warrants issued, exercise price (in USD per share) | $ / shares   $ 0.01 $ 0.01                  
Ownership percentage in stocks (greater than)         10.00%   10.00%          
Issuance of common stock upon exercise of warrants (in shares) | shares         3,937,168   3,937,168          
Warrants outstanding (in shares) | shares         2,682,788   2,682,788   6,619,956      
Asset-backed borrowings at amortized cost         $ 179,800   $ 179,800   $ 247,900      
Corporate financing         97,000   97,000   101,900      
Secured financing         15,900   15,900          
Beneficial Owner | Personal Loans                        
Related Party Transaction [Line Items]                        
Loan origination commitment, maximum amount                   $ 370,900    
Financing receivable, transfers         0 70,200 0 70,600        
Interest income         13,700 14,700 30,000 19,500        
Beneficial Owner | New Corporate Financing Facility                        
Related Party Transaction [Line Items]                        
Proceeds from issuance of debt     $ 75,000                  
Number of tranches | tranche     4                  
Beneficial Owner | Corporate Financing Facility                        
Related Party Transaction [Line Items]                        
Interest expense         5,100 11,000 10,300 22,500        
Beneficial Owner | Secured Borrowing Agreement                        
Related Party Transaction [Line Items]                        
Interest expense         5,400 $ 7,200 11,800 $ 13,600        
Beneficial Owner | PLW III Trust                        
Related Party Transaction [Line Items]                        
Interest expense         400   400          
Beneficial Owner | Term Loan | Senior Secured Term Loans                        
Related Party Transaction [Line Items]                        
Original amount                       $ 150,000
Beneficial Owner | Asset-Backed Notes                        
Related Party Transaction [Line Items]                        
Loans receivable at fair value         168,700   168,700   $ 241,300      
Beneficial Owner | Asset-Backed Notes | Senior Secured Term Loans                        
Related Party Transaction [Line Items]                        
Original amount   $ 235,000                    
Beneficial Owner | Warehouse Agreement Borrowings                        
Related Party Transaction [Line Items]                        
Loans receivable at fair value         $ 17,500   $ 17,500