<SEC-DOCUMENT>0001193125-25-115209.txt : 20250508
<SEC-HEADER>0001193125-25-115209.hdr.sgml : 20250508
<ACCEPTANCE-DATETIME>20250507202857
ACCESSION NUMBER:		0001193125-25-115209
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20250508
DATE AS OF CHANGE:		20250507

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Oportun Financial Corp
		CENTRAL INDEX KEY:			0001538716
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		ORGANIZATION NAME:           	02 Finance
		EIN:				453361983
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39050
		FILM NUMBER:		25923407

	BUSINESS ADDRESS:	
		STREET 1:		2 CIRCLE STAR WAY
		CITY:			SAN CARLOS
		STATE:			CA
		ZIP:			94070
		BUSINESS PHONE:		(650) 810-8823

	MAIL ADDRESS:	
		STREET 1:		2 CIRCLE STAR WAY
		CITY:			SAN CARLOS
		STATE:			CA
		ZIP:			94070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Progreso Financiero Holdings, Inc.
		DATE OF NAME CHANGE:	20120104
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<DIV STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;
</DIV><DIV STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center><DIV STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</DIV></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE 14A </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Proxy
Statement Pursuant to Section&nbsp;14(a) of the </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Securities Exchange Act of 1934 </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center><DIV STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</DIV></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Filed by the Registrant&#8194;&#9746; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Filed by a Party other
than the Registrant&#8194;&#9744; </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Preliminary Proxy Statement </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B>&#9744;<B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Confidential, for Use of the Commission Only (as permitted by Rule
<FONT STYLE="white-space:nowrap">14a-6(e)(2))</FONT> </B></P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Definitive Proxy Statement </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Definitive Additional Materials </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9746;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Soliciting Material Pursuant to <FONT STYLE="white-space:nowrap">&#167;240.14a-12</FONT> </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>Oportun Financial Corporation </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Name of Registrant as Specified In Its Charter) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Name of Person(s) Filing Proxy Statement, if other than the Registrant) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Payment of the Filing Fee (Check the appropriate box): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9746;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">No fee required. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Fee paid previously with preliminary materials. </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules
<FONT STYLE="white-space:nowrap">14a-6(i)(1)</FONT> and <FONT STYLE="white-space:nowrap">0-11</FONT> </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>On May&nbsp;7, 2025, Oportun Financial Corporation issued the following press release. </I></B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Oportun Announces Continued Board Evolution </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">SAN CARLOS, Calif., May&nbsp;07, 2025 (GLOBE NEWSWIRE) &#150; Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that its
Board of Directors will nominate Carlos Minetti and Raul Vazquez for election at the Company&#146;s 2025 Annual Meeting of Shareholders (the &#147;Annual Meeting&#148;). Scott Parker and R. Neil Williams will not stand for reelection at the Annual
Meeting, and the Board will be reduced from ten to eight members at that time. If the Board&#146;s recommended candidates are elected, three of the Board&#146;s seven independent directors will have joined the Board within eighteen months of the
Annual Meeting. Following the conclusion of Mr.&nbsp;Williams&#146; tenure on the Board, the Board will select a new Lead Independent Director. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;The
Board has thoughtfully repositioned Oportun for continued success. As part of that process, we took a comprehensive look at how to maintain the Board&#146;s strength and independence, as well as its diversity of experience and expertise,&#148; said
Mr.&nbsp;Williams. &#147;After benchmarking against industry peers and corporate governance best practices, and considering the perspectives of our shareholders, we recognized that a smaller Board would be both more conventional and efficient. I
have full confidence the Board will continue to provide effective guidance and hold management accountable as the Company executes its strategic initiatives.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;On behalf of the Board, I&#146;d like to thank Scott and Neil for their service and contributions to the Company. We wish them all the best in their
future endeavors,&#148; said Ginny Lee, Chair of the Nominating, Governance and Social Responsibility Committee. &#147;Looking ahead, we remain focused on vigorous and independent oversight of the Company&#146;s strategy and execution, with a goal
of driving improved operating performance and delivering enhanced shareholder value.&#148; </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>About Oportun </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members&#146; financial goals within reach. With intelligent borrowing,
savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7&nbsp;billion in responsible and affordable credit, saved its members more
than $2.4&nbsp;billion in interest and fees, and helped its members save an average of more than $1,800 annually. For more information, visit&nbsp;<U>Oportun.com</U>. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Forward-Looking Statements </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This press release contains
forward-looking statements. These forward-looking statements are subject to the safe harbor provisions under the Private Securities Litigation Reform Act of 1995, Section&nbsp;27A of the Securities Act of 1933, as amended and Section&nbsp;21E of the
Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact contained in this press release, including statements as to our future performance and financial position, are forward-looking statements. These
statements can be generally identified by terms such as &#147;expect,&#148; &#147;plan,&#148; &#147;goal,&#148; &#147;target,&#148; &#147;anticipate,&#148; &#147;assume,&#148; &#147;predict,&#148; &#147;project,&#148; &#147;outlook,&#148;
&#147;continue,&#148; &#147;due,&#148; &#147;may,&#148; &#147;believe,&#148; &#147;seek,&#148; or &#147;estimate&#148; and similar expressions or the negative versions of these words or comparable words, as well as future or conditional verbs such
as &#147;will,&#148; &#147;should,&#148; &#147;would,&#148; &#147;likely&#148; and &#147;could.&#148; These statements involve known and unknown risks, uncertainties, assumptions and other factors that may cause our actual results, performance or
achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. We have based these forward-looking statements on our current expectations and projections about
future events, financial trends and risks and uncertainties that we believe may affect our business, financial condition and results of operations. These risks and uncertainties include those risks described in our filings with the Securities and
Exchange Commission, including our most recent annual report on Form <FONT STYLE="white-space:nowrap">10-K.</FONT> These forward-looking statements speak only as of the date on which they are made and, except to the extent required by federal
securities laws, we disclaim any obligation to update any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events. In light of these risks and
uncertainties, there is no assurance that the events or results suggested by the forward-looking statements will in fact occur, and you should not place undue reliance on these forward-looking statements. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Additional Information and Where to Find It </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Oportun Financial Corporation (&#147;Oportun&#148;), its directors and certain executive officers are participants in the solicitation of proxies from
stockholders in connection with Oportun&#146;s 2025 Annual Meeting of Stockholders (the &#147;Annual Meeting&#148;). Oportun plans to file a proxy statement (the &#147;2025 Proxy Statement&#148;) with the Securities and Exchange Commission (the
&#147;SEC&#148;) in connection with the solicitation of proxies for the Annual Meeting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Jo Ann Barefoot, Mohit Daswani, Ginny Lee, Carlos Minetti, Louis
Miramontes, Scott Parker, Sandra A. Smith, Richard Tambor, Raul Vazquez and R. Neil Williams, all of whom are members of Oportun&#146;s board of directors, are participants in Oportun&#146;s solicitation. Additional information regarding such
participants, including their direct or indirect interests, by security holdings or otherwise, will be included in the 2025 Proxy Statement and other relevant documents to be filed with the SEC in connection with the Annual Meeting. Information
relating to the foregoing can also be found in Oportun&#146;s definitive proxy statement for its 2024 Annual Meeting of Stockholders (the &#147;2024 Proxy Statement&#148;), which was filed with the SEC on May&nbsp;13, 2024, and is available&nbsp;
<A HREF="http://www.sec.gov/Archives/edgar/data/1538716/000114036124025722/ny20026370x2_def14a.htm">here</A>. Particular attention is directed to the sections of the 2024 Proxy Statement captioned &#147;Directors, Executive Officers and Corporate
Governance,&#148; <FONT STYLE="white-space:nowrap">&#147;Non-Employee</FONT> Director Compensation,&#148; &#147;Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters,&#148; &#147;Executive Compensation&#148;
and &#147;Certain Relationships and Related Transactions.&#148; To the extent that holdings of such participants in Oportun&#146;s securities have changed since the amounts printed in the 2024 Proxy Statement, such changes have been reflected on the
following filings: for Ms.&nbsp;Barefoot, on <A HREF="http://www.sec.gov/Archives/edgar/data/1786294/000153871624000080/xslF345X05/wk-form4_1719607823.xml">June 28, 2024</A>; for Mr.&nbsp;
Daswani, on <A HREF="http://www.sec.gov/Archives/edgar/data/1759184/000153871624000082/xslF345X05/wk-form4_1719607951.xml">June&nbsp;
28, 2024</A> and <A HREF="http://www.sec.gov/Archives/edgar/data/1759184/000153871624000158/xslF345X05/wk-form4_1734127287.xml">December&nbsp;13, 2024</A>; for Ms.&nbsp;
Lee, on <A HREF="http://www.sec.gov/Archives/edgar/data/1880890/000153871624000084/xslF345X05/wk-form4_1719608258.xml">June&nbsp;28, 2024</A>; for Mr.&nbsp;
Minetti, on <A HREF="http://www.sec.gov/Archives/edgar/data/1401335/000153871624000086/xslF345X05/wk-form4_1719608385.xml">June&nbsp;
28, 2024</A> and <A HREF="http://www.sec.gov/Archives/edgar/data/1401335/000153871624000156/xslF345X05/wk-form4_1734127178.xml">December&nbsp;13, 2024</A>; for Mr.&nbsp;
Miramontes, on <A HREF="http://www.sec.gov/Archives/edgar/data/1739286/000153871624000088/xslF345X05/wk-form4_1719608519.xml">June&nbsp;28, 2024</A>; for Mr.&nbsp;
Parker, on <A HREF="http://www.sec.gov/Archives/edgar/data/1495547/000153871624000053/xslF345X02/wk-form3_1714083478.xml">April&nbsp;
25, 2024</A>, <A HREF="http://www.sec.gov/Archives/edgar/data/1495547/000153871624000075/xslF345X05/wk-form4_1718745808.xml">June&nbsp;
18, 2024</A>, and <A HREF="http://www.sec.gov/Archives/edgar/data/1495547/000153871624000091/xslF345X05/wk-form4_1719608661.xml">June&nbsp;28, 2024</A>; for Ms.&nbsp;
Smith, on <A HREF="http://www.sec.gov/Archives/edgar/data/1876283/000153871624000093/xslF345X05/wk-form4_1719608796.xml">June&nbsp;28, 2024</A>; for Mr.&nbsp;
Tambor, on <A HREF="http://www.sec.gov/Archives/edgar/data/1610440/000153871624000078/xslF345X02/wk-form3_1719607544.xml">June&nbsp;
28, 2024</A> and <A HREF="http://www.sec.gov/Archives/edgar/data/1610440/000153871624000097/xslF345X05/wk-form4_1719609082.xml">June&nbsp;28, 2024</A>; for Mr.&nbsp;
Vazquez, on <A HREF="http://www.sec.gov/Archives/edgar/data/1578544/000153871624000067/xslF345X05/wk-form4_1718744478.xml">June&nbsp;
18, 2024</A>, <A HREF="http://www.sec.gov/Archives/edgar/data/1578544/000153871624000111/xslF345X05/wk-form4_1726176903.xml">September&nbsp;
12, 2024</A>, <A HREF="http://www.sec.gov/Archives/edgar/data/1578544/000153871624000146/xslF345X05/wk-form4_1733177004.xml">December&nbsp;
2, 2024</A>, <A HREF="http://www.sec.gov/Archives/edgar/data/1578544/000153871625000018/xslF345X05/wk-form4_1741813714.xml">March&nbsp;
12, 2025</A>, and <A HREF="http://www.sec.gov/Archives/edgar/data/1538716/000153871625000034/xslF345X05/wk-form4_1743800645.xml">April&nbsp;4, 2025</A>; and for Mr.&nbsp;
Williams, on <A HREF="http://www.sec.gov/Archives/edgar/data/1423081/000153871624000095/xslF345X05/wk-form4_1719608947.xml">June&nbsp;
28, 2024</A> and <A HREF="http://www.sec.gov/Archives/edgar/data/1423081/000153871624000154/xslF345X05/wk-form4_1733956333.xml">December&nbsp;11, 2024</A>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Promptly after filing its definitive 2025 Proxy Statement with the SEC, Oportun will mail the definitive 2025 Proxy Statement and a GREEN proxy card to each
stockholder entitled to vote at the Annual Meeting. STOCKHOLDERS ARE URGED TO READ THE 2025 PROXY STATEMENT (INCLUDING ANY AMENDMENTS OR SUPPLEMENTS THERETO) AND ANY OTHER RELEVANT DOCUMENTS THAT OPORTUN WILL FILE WITH THE SEC WHEN THEY BECOME
AVAILABLE BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION. Stockholders may obtain, free of charge, Oportun&#146;s proxy statement (in both preliminary and definitive form), any amendments or supplements thereto, and any other relevant documents
filed by Oportun with the SEC in connection with the Annual Meeting at the SEC&#146;s website, which is located&nbsp;<U>here</U>. Copies of Oportun&#146;s definitive 2025 Proxy Statement, any amendments or supplements thereto, and any other relevant
documents filed by Oportun with the SEC in connection with the Annual Meeting will also be available, free of charge, at Oportun&#146;s website, which is located&nbsp;<U>here</U>, or by writing to Investor Relations, Oportun Financial Corporation, 2
Circle Star Way, San Carlos, CA 94070. In addition, copies of these materials may be requested, free of charge, from Oportun&#146;s proxy solicitor, Innisfree M&amp;A Incorporated, by calling toll-free to (877)
<FONT STYLE="white-space:nowrap">800-5195.</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Investor Contact </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dorian Hare </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(650)
<FONT STYLE="white-space:nowrap">590-4323</FONT> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>ir@oportun.com </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Innisfree M&amp;A Incorporated </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Scott Winter / Gabrielle Wolf /
Jonathan Kovacs </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(212) 750-5833 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Media Contact </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">John Christiansen / Bryan Locke </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">FGS Global </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Oportun@fgsglobal.com </U></P>
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