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Loans and Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Total allowance for loan losses        
Beginning Balance $ 12,034,000 $ 9,987,000 $ 11,985,000 $ 9,855,000
Provision (Reversal) of Credit Losses 2,675,000 2,913,000 5,343,000 5,860,000
Charge-Offs (2,722,000) (2,662,000) (5,887,000) (5,571,000)
Recoveries 334,000 364,000 623,000 458,000
Ending Balance 12,321,000 10,602,000 12,321,000 10,602,000
Unfunded lending commitments        
Beginning Balance 29,000   0  
Provision (Reversal) of Credit Losses 13,000   16,000  
Charge-Offs 0   0  
Recoveries 0   0  
Ending Balance 41,500   41,500  
Total allowance for credit losses        
Beginning Balance 12,063,000   11,985,000  
Provision (Reversal) of Credit Losses 2,688,000   5,359,000  
Charge-Offs (2,722,000)   (5,887,000)  
Recoveries 334,000   623,000  
Ending Balance 12,363,000   12,363,000  
Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     257,000  
Unfunded lending commitments        
Beginning Balance     26,000  
Total allowance for credit losses        
Beginning Balance     283,000  
Construction and land development        
Total allowance for loan losses        
Beginning Balance 285,000   424,000  
Provision (Reversal) of Credit Losses (6,000)   (78,000)  
Charge-Offs 0   0  
Recoveries 0   0  
Ending Balance 279,000   279,000  
Construction and land development | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (67,000)  
Residential real estate        
Total allowance for loan losses        
Beginning Balance 799,000 411,000 876,000 352,000
Provision (Reversal) of Credit Losses (51,000) 4,000 (73,000) 63,000
Charge-Offs (121,000) 0 (121,000) 0
Recoveries 81,000 0 84,000 0
Ending Balance 708,000 415,000 708,000 415,000
Residential real estate | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (58,000)  
Residential real estate multifamily        
Total allowance for loan losses        
Beginning Balance 5,000   3,000  
Provision (Reversal) of Credit Losses 1,000   2,000  
Charge-Offs 0   0  
Recoveries 0   0  
Ending Balance 6,000   6,000  
Residential real estate multifamily | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     1,000  
Commercial real estate        
Total allowance for loan losses        
Beginning Balance 3,034,000 21,000 3,238,000 21,000
Provision (Reversal) of Credit Losses 133,000 1,000 625,000 1,000
Charge-Offs 0 0 (122,000) 0
Recoveries 0 0 0 0
Ending Balance 3,167,000 22,000 3,167,000 22,000
Commercial real estate | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (574,000)  
Commercial and industrial        
Total allowance for loan losses        
Beginning Balance 277,000   339,000  
Provision (Reversal) of Credit Losses 75,000   114,000  
Charge-Offs (66,000)   (84,000)  
Recoveries 1,000   3,000  
Ending Balance 287,000   287,000  
Commercial and industrial | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (85,000)  
Consumer        
Total allowance for loan losses        
Beginning Balance 82,000 62,000 65,000 62,000
Provision (Reversal) of Credit Losses 27,000 3,000 30,000 3,000
Charge-Offs (19,000) 0 (19,000) 0
Recoveries 0 0 0 0
Ending Balance 90,000 65,000 90,000 65,000
Consumer | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     14,000  
Lease financing receivables        
Total allowance for loan losses        
Beginning Balance 325,000   339,000  
Provision (Reversal) of Credit Losses 203,000   294,000  
Charge-Offs 0   0  
Recoveries 0   0  
Ending Balance 528,000   528,000  
Lease financing receivables | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (105,000)  
Retained Strategic Program loans        
Total allowance for loan losses        
Beginning Balance 7,227,000 6,322,000 6,701,000 6,549,000
Provision (Reversal) of Credit Losses 2,293,000 2,365,000 4,429,000 4,923,000
Charge-Offs (2,516,000) (2,560,000) (5,541,000) (5,438,000)
Recoveries 252,000 315,000 536,000 408,000
Ending Balance $ 7,256,000 6,442,000 7,256,000 6,442,000
Retained Strategic Program loans | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     $ 1,131,000  
SBA        
Total allowance for loan losses        
Beginning Balance   3,064,000   2,739,000
Provision (Reversal) of Credit Losses   374,000   730,000
Charge-Offs   (102,000)   (133,000)
Recoveries   48,000   48,000
Ending Balance   3,384,000   3,384,000
Commercial, non-real estate        
Total allowance for loan losses        
Beginning Balance   107,000   132,000
Provision (Reversal) of Credit Losses   166,000   140,000
Charge-Offs   0   0
Recoveries   1,000   2,000
Ending Balance   $ 274,000   $ 274,000