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Loans Held for Investment and Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Total allowance for loan losses        
Beginning Balance $ 12,321 $ 10,602 $ 11,985 $ 9,855
Provision (Reversal) of Credit Losses 2,910 4,457 8,253 10,317
Charge-Offs (2,914) (3,333) (8,801) (8,904)
Recoveries 669 242 1,292 700
Ending Balance 12,986 11,968 12,986 11,968
Unfunded lending commitments        
Beginning Balance 42   0  
Provision for Credit Losses 160   176  
Charge-Offs 0   0  
Recoveries 0   0  
Ending Balance 202   202  
Total allowance for credit losses        
Beginning Balance 12,363   11,985  
Provision for Credit Losses 3,070   8,429  
Charge-Offs (2,914)   (8,801)  
Recoveries 669   1,292  
Ending Balance 13,188   13,188  
Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     257  
Unfunded lending commitments        
Beginning Balance     26  
Total allowance for credit losses        
Beginning Balance     283  
Construction and land development        
Total allowance for loan losses        
Beginning Balance 279   424  
Provision (Reversal) of Credit Losses 14   (64)  
Charge-Offs 0   0  
Recoveries 0   0  
Ending Balance 293   293  
Construction and land development | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (67)  
Residential real estate        
Total allowance for loan losses        
Beginning Balance 708 415 876 352
Provision (Reversal) of Credit Losses 223 38 150 101
Charge-Offs 0 0 (121) 0
Recoveries 3 0 87 0
Ending Balance 934 453 934 453
Residential real estate | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (58)  
Residential real estate multifamily        
Total allowance for loan losses        
Beginning Balance 6   3  
Provision (Reversal) of Credit Losses 0   2  
Charge-Offs 0   0  
Recoveries 0   0  
Ending Balance 6   6  
Residential real estate multifamily | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     1  
Commercial real estate        
Total allowance for loan losses        
Beginning Balance 3,167 22 3,238 21
Provision (Reversal) of Credit Losses 46 7 671 8
Charge-Offs (31) 0 (153) 0
Recoveries 389 0 389 0
Ending Balance 3,571 29 3,571 29
Commercial real estate | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (574)  
Commercial and industrial        
Total allowance for loan losses        
Beginning Balance 287   339  
Provision (Reversal) of Credit Losses 151   265  
Charge-Offs (107)   (191)  
Recoveries 18   21  
Ending Balance 349   349  
Commercial and industrial | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (85)  
Consumer        
Total allowance for loan losses        
Beginning Balance 90 65 65 62
Provision (Reversal) of Credit Losses 39 5 69 8
Charge-Offs (28) (4) (47) (4)
Recoveries 2 0 2 0
Ending Balance 103 66 103 66
Consumer | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     14  
Lease financing receivables        
Total allowance for loan losses        
Beginning Balance 528   339  
Provision (Reversal) of Credit Losses 6   300  
Charge-Offs 0   0  
Recoveries 0   0  
Ending Balance 534   534  
Lease financing receivables | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     (105)  
Retained Strategic Program loans        
Total allowance for loan losses        
Beginning Balance 7,256 6,442 6,701 6,549
Provision (Reversal) of Credit Losses 2,431 3,542 6,860 8,465
Charge-Offs (2,748) (3,070) (8,289) (8,508)
Recoveries 257 233 793 641
Ending Balance $ 7,196 7,147 7,196 7,147
Retained Strategic Program loans | Impact of ASU 2016-13 adoption        
Total allowance for loan losses        
Beginning Balance     $ 1,131  
SBA        
Total allowance for loan losses        
Beginning Balance   3,384   2,739
Provision (Reversal) of Credit Losses   675   1,405
Charge-Offs   (259)   (392)
Recoveries   9   57
Ending Balance   3,809   3,809
Commercial, non-real estate        
Total allowance for loan losses        
Beginning Balance   274   132
Provision (Reversal) of Credit Losses   190   330
Charge-Offs   0   0
Recoveries   0   2
Ending Balance   $ 464   $ 464