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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Cash flows from operating activities:          
Net Income $ 4,804 $ 3,654 $ 13,303 $ 18,570  
Adjustments to reconcile net income to net cash from operating activities          
Depreciation and amortization     2,844 1,345  
Provision for credit losses 3,070 4,457 8,429 10,317  
Noncash operating lease cost     560 689  
Net amortization in securities discounts and premiums     0 26  
Capitalized servicing assets     (150) (3,164)  
Gain on sale of loans, net     (1,244) (9,387) $ (2,100)
Originations of Strategic Program loans held-for-sale     (2,929,506) (5,863,965)  
Proceeds on Strategic Program loans held-for-sale     2,907,384 5,881,107  
Change in fair value of BFG 500 100 800 1,400  
(Recovery) impairment of SBA servicing asset 337 (127) (255) 949  
Stock-based compensation expense     1,549 447  
Deferred income tax benefit     1,401 (341)  
Net changes in:          
Accrued interest receivable     (892) (124)  
Accrued interest payable     526 (18)  
Other assets     (2,122) (9)  
Operating lease liabilities     (475) (131)  
Other liabilities     385 (960)  
Net cash provided by operating activities     2,538 36,751  
Cash flows from investing activities:          
Net (increase) decrease in loans receivable     (85,325) 7,309  
Purchase of lease pools     (22,052) (7,857)  
Investment in equity investment     (18) (191)  
Purchase of bank premises and equipment, net     (6,329) (6,771)  
Proceeds from maturities and paydowns of securities held-to-maturity     1,392 1,413  
Purchases of securities held to maturity     (2,939) (3,941)  
Purchase of FHLB stock     (27) (71)  
Net cash used in investing activities     (115,298) (10,109)  
Cash flows from financing activities:          
Net increase (decrease) in deposits     143,755 (19,054)  
Common stock repurchased     (4,741) (214)  
Proceeds from exercise of stock options     44 40  
Repayment of PPP Liquidity Facility     (93) (705)  
Net cash provided by (used in) financing activities     138,965 (19,933)  
Net change in cash and cash equivalents     26,204 6,709  
Cash and cash equivalents, beginning of the period     100,567 85,754 85,754
Cash and cash equivalents, end of the period 126,771 92,463 126,771 92,463 $ 100,567
Cash paid during the period          
Income taxes     5,050 7,257  
Interest     5,764 828  
Supplemental disclosures of noncash operating activities:          
Right-of-use assets obtained in exchange for operating lease liabilities (ASC 842 adoption effective January 1, 2022) $ 0 $ 0 $ 0 $ 7,380