<SEC-DOCUMENT>0001209191-12-045975.txt : 20120918
<SEC-HEADER>0001209191-12-045975.hdr.sgml : 20120918
<ACCEPTANCE-DATETIME>20120918163817
ACCESSION NUMBER:		0001209191-12-045975
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20120105
FILED AS OF DATE:		20120918
DATE AS OF CHANGE:		20120918

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Osbourn Kay E
		CENTRAL INDEX KEY:			0001432965

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16509
		FILM NUMBER:		121097577

	MAIL ADDRESS:	
		STREET 1:		400 EAST ANDERSON LANE
		CITY:			AUSTIN
		STATE:			TX
		ZIP:			78752

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS INC
		CENTRAL INDEX KEY:			0000024090
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				840755371
		STATE OF INCORPORATION:			CO
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		400 EAST ANDERSON LANE
		CITY:			AUSTIN
		STATE:			TX
		ZIP:			78752
		BUSINESS PHONE:		5128377100

	MAIL ADDRESS:	
		STREET 1:		400 EAST ANDERSON LANE
		CITY:			AUSTIN
		STATE:			TX
		ZIP:			78752

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CONTINENTAL INVESTORS LIFE INC
		DATE OF NAME CHANGE:	19881222
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
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    <documentType>4</documentType>

    <periodOfReport>2012-01-05</periodOfReport>

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    <issuer>
        <issuerCik>0000024090</issuerCik>
        <issuerName>CITIZENS INC</issuerName>
        <issuerTradingSymbol>CIA</issuerTradingSymbol>
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    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001432965</rptOwnerCik>
            <rptOwnerName>Osbourn Kay E</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>400 EAST ANDERSON LANE</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>AUSTIN</rptOwnerCity>
            <rptOwnerState>TX</rptOwnerState>
            <rptOwnerZipCode>78752</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>EVP, CFO &amp; Treasurer</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

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                <transactionPricePerShare>
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            <transactionTimeliness>
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                    <value>20.6489</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>9.65</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
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                    <value>799.2671</value>
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        <nonDerivativeTransaction>
            <securityTitle>
                <value>Citizens, Inc. Class A Common Stock</value>
                <footnoteId id="F1"/>
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            <transactionDate>
                <value>2012-06-01</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
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                <transactionFormType>5</transactionFormType>
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                    <value>24.3149</value>
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                <transactionPricePerShare>
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                <sharesOwnedFollowingTransaction>
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                <directOrIndirectOwnership>
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                <value>Citizens, Inc. Class A Common Stock</value>
                <footnoteId id="F1"/>
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            </transactionDate>
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                <value></value>
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    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.</footnote>
        <footnote id="F2">This transaction was an open market sale.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>/s/Kay E. Osbourn</signatureName>
        <signatureDate>2012-09-18</signatureDate>
    </ownerSignature>
</ownershipDocument>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
