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v3.4.0.3

Segment Information (Details) $ in Thousands | 3 Months Ended
--- | ---
Mar. 31, 2016 USD ($) | Mar. 31, 2015 USD ($)
Segment Reporting Information [Line Items] |  |
Number of reportable segments | 3 |
Segment Reporting, Measurement Differences Between Segment and Consolidated Profit (Loss) | The Company has no reportable differences between segments and consolidated operations. |
Premiums | $ 44,439 | $ 44,566
Net investment income | 11,731 | 11,069
Realized investment gains (losses), net | (1,796) | (71)
Total revenue | 54,525 | 55,860
Claims and surrenders | 19,005 | 19,403
Increase in future policy benefit reserves | 15,990 | 17,298
Policyholders' dividends | 1,549 | 2,309
Total insurance benefits paid or provided | 36,544 | 39,010
Commissions | 9,468 | 9,859
Other general expenses | 9,318 | 7,551
Capitalization of deferred policy acquisition costs | (6,264) | (6,856)
Amortization of deferred policy acquisition costs | 6,708 | 5,299
Amortization of cost of customer relationships acquired | 545 | 647
Total benefits and expenses | 56,319 | 55,510
Income (loss) before income tax expense | (1,794) | 350
Other income | 151 | 296
Life Insurance Segment [Member] |  |
Segment Reporting Information [Line Items] |  |
Premiums | 32,848 | 32,979
Net investment income | 7,954 | 7,231
Realized investment gains (losses), net | (868) | (56)
Total revenue | 40,049 | 40,368
Claims and surrenders | 13,464 | 13,560
Increase in future policy benefit reserves | 14,844 | 16,137
Policyholders' dividends | 1,536 | 2,295
Total insurance benefits paid or provided | 29,844 | 31,992
Commissions | 5,803 | 6,026
Other general expenses | 4,084 | 3,159
Capitalization of deferred policy acquisition costs | (4,926) | (5,343)
Amortization of deferred policy acquisition costs | 5,881 | 4,549
Amortization of cost of customer relationships acquired | 170 | 200
Total benefits and expenses | 40,856 | 40,583
Income (loss) before income tax expense | (807) | (215)
Other income | 115 | 214
Home Service Insurance Segment [Member] |  |
Segment Reporting Information [Line Items] |  |
Premiums | 11,591 | 11,587
Net investment income | 3,414 | 3,464
Realized investment gains (losses), net | (928) | (15)
Total revenue | 14,080 | 15,084
Claims and surrenders | 5,541 | 5,843
Increase in future policy benefit reserves | 1,146 | 1,161
Policyholders' dividends | 13 | 14
Total insurance benefits paid or provided | 6,700 | 7,018
Commissions | 3,665 | 3,833
Other general expenses | 4,190 | 3,830
Capitalization of deferred policy acquisition costs | (1,338) | (1,513)
Amortization of deferred policy acquisition costs | 827 | 750
Amortization of cost of customer relationships acquired | 375 | 447
Total benefits and expenses | 14,419 | 14,365
Income (loss) before income tax expense | (339) | 719
Other income | 3 | 48
Other Non-Insurance Enterprise Segment [Member] |  |
Segment Reporting Information [Line Items] |  |
Premiums | 0 | 0
Net investment income | 363 | 374
Realized investment gains (losses), net | 0 | 0
Total revenue | 396 | 408
Claims and surrenders | 0 | 0
Increase in future policy benefit reserves | 0 | 0
Policyholders' dividends | 0 | 0
Total insurance benefits paid or provided | 0 | 0
Commissions | 0 | 0
Other general expenses | 1,044 | 562
Capitalization of deferred policy acquisition costs | 0 | 0
Amortization of deferred policy acquisition costs | 0 | 0
Amortization of cost of customer relationships acquired | 0 | 0
Total benefits and expenses | 1,044 | 562
Income (loss) before income tax expense | (648) | (154)
Other income | $ 33 | $ 34

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- Definition The adjustment that represents the periodic charge against earnings to reduce the value of business acquired (VOBA) over the expected life of the underlying insurance contracts. VOBA reflects the estimated fair value of a life insurance business in force and represents the portion of the cost to acquire the business that is allocated to the value of the right to receive future cash flows from insurance contracts existing at the date of acquisition. Such value is the present value of the actuarially determined projected cash flows for the acquired policies. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 20 -Section S99 -Paragraph 2 -Subparagraph (2) -URI http://asc.fasb.org/extlink&oid=27015749&loc=d3e569990-122904 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 + Details
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